Navient Corp. (NAVI) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Navient Corp.

Why is Navient Corp. ?

With a fall in Operating Profit of -13.34%, the company declared Very Negative results in Jun 25

The company has declared negative results for the last 3 consecutive quarters
PRE-TAX PROFIT(Q) At USD 18 MM has Fallen at -40.98%
OPERATING CASH FLOW(Y) Lowest at USD 195 MM
ROCE(HY) Lowest at 1.28%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -19.33%, its profits have fallen by -53.2%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -19.33% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Navient Corp. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Navient Corp.

-17.44%

-0.35

36.98%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-4.46%

EBIT Growth (5y)

-2.21%

EBIT to Interest (avg)

1.35

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

30.86%

Dividend Payout Ratio

54.23%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

1,270.31%

ROE (avg)

17.23%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.07

EV to EBIT

1.06

EV to EBITDA

1.01

EV to Capital Employed

6.19

EV to Sales

0.85

PEG Ratio

Dividend Yield

109.52%

ROCE (Latest)

586.52%

ROE (Latest)

3.58%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company

DIVIDEND PAYOUT RATIO(Y)

Highest at 115.44%

RAW MATERIAL COST(Y)

Fallen by -4.28% (YoY

-30What is not working for the Company

PRE-TAX PROFIT(Q)

At USD 18 MM has Fallen at -40.98%

OPERATING CASH FLOW(Y)

Lowest at USD 195 MM

ROCE(HY)

Lowest at 1.28%

NET SALES(Q)

Lowest at USD 806 MM

CASH AND EQV(HY)

Lowest at USD 4,132 MM

DEBTORS TURNOVER RATIO(HY)

Lowest at 2.02 times

NET PROFIT(Q)

At USD 14 MM has Fallen at -21.89%

Here's what is working for Navient Corp.

Dividend Payout Ratio

Highest at 115.44%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Raw Material Cost

Fallen by -4.28% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Navient Corp.

Net Sales

At USD 806 MM has Fallen at -17.38%

over average net sales of the previous four periods of USD 975.5 MM

MOJO Watch

Near term sales trend is extremely negative

Net Sales (USD MM)

Pre-Tax Profit

At USD 18 MM has Fallen at -40.98%

over average net sales of the previous four periods of USD 30.5 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Sales

Lowest at USD 806 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Operating Cash Flow

Lowest at USD 195 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Net Profit

At USD 14 MM has Fallen at -21.89%

over average net sales of the previous four periods of USD 17.92 MM

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

Cash and Eqv

Lowest at USD 4,132 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Debtors Turnover Ratio

Lowest at 2.02 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio