Nayifat Finance Co. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Nayifat Finance Co.

Why is Nayifat Finance Co. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.52%

Poor long term growth as Net Sales has grown by an annual rate of 0.39% and Operating profit at -13.81%
The company has been able to generate a Return on Equity (avg) of 12.52% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of 0.39% and Operating profit at -13.81%

Below par performance in long term as well as near term

Along with generating -20.50% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Nayifat Finance Co. for you?

Low Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Nayifat Finance Co.

-100.0%

-0.49

22.64%

Saudi Arabia All Share TASI

-11.13%

-0.71

15.65%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

0.39%

EBIT Growth (5y)

-13.81%

EBIT to Interest (avg)

100.00

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

11.71%

Dividend Payout Ratio

75.90%

Pledged Shares

Institutional Holding

ROCE (avg)

15.57%

ROE (avg)

12.52%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.10

EV to EBIT

11.47

EV to EBITDA

10.78

EV to Capital Employed

1.10

EV to Sales

4.25

PEG Ratio

0.51

Dividend Yield

2.52%

ROCE (Latest)

9.59%

ROE (Latest)

8.00%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Bearish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

1What is working for the Company

RAW MATERIAL COST(Y)

Fallen by -2.18% (YoY

-4What is not working for the Company

NET PROFIT(HY)

At SAR 35.92 MM has Grown at -53.49%

INVENTORY TURNOVER RATIO(HY)

Lowest at 2.8 times

DEBTORS TURNOVER RATIO(HY)

Lowest at 0.18 times

Here's what is working for Nayifat Finance Co.

Raw Material Cost

Fallen by -2.18% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Nayifat Finance Co.

Net Profit

At SAR 35.92 MM has Grown at -53.49%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is negative

Net Profit (SAR MM)

Inventory Turnover Ratio

Lowest at 2.8 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling inventory has slowed

Inventory Turnover Ratio

Debtors Turnover Ratio

Lowest at 0.18 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling Debtors has slowed

Debtors Turnover Ratio