ScoreWhy is Nayifat Finance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.52%
- Poor long term growth as Net Sales has grown by an annual rate of -1.37% and Operating profit at -187.71%
- The company has been able to generate a Return on Equity (avg) of 12.52% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Net Sales has grown by an annual rate of -1.37% and Operating profit at -187.71%
3
With a fall in Net Sales of -4.48%, the company declared Very Negative results in Dec 25
- ROCE(HY) Lowest at -9.4%
- INVENTORY TURNOVER RATIO(HY) Lowest at 2.81 times
- DEBTORS TURNOVER RATIO(HY) Lowest at 0.19 times
4
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -20.56%, its profits have fallen by -196.3%
- At the current price, the company has a high dividend yield of 3.3
5
Below par performance in long term as well as near term
- Along with generating -20.56% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Nayifat Finance Co. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Nayifat Finance Co.
-20.56%
-1.05
21.84%
Saudi Arabia All Share TASI
-0.13%
-0.01
13.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.37%
EBIT Growth (5y)
-187.71%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
11.71%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
15.57%
ROE (avg)
12.52%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.97
EV to EBIT
-7.78
EV to EBITDA
-8.17
EV to Capital Employed
0.96
EV to Sales
2.74
PEG Ratio
NA
Dividend Yield
3.30%
ROCE (Latest)
-12.33%
ROE (Latest)
-10.19%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend0What is working for the Company
NO KEY POSITIVE TRIGGERS
-24What is not working for the Company
ROCE(HY)
Lowest at -9.4%
INVENTORY TURNOVER RATIO(HY)
Lowest at 2.81 times
DEBTORS TURNOVER RATIO(HY)
Lowest at 0.19 times
DEBT-EQUITY RATIO
(HY)
Highest at 46.05 %
PRE-TAX PROFIT(Q)
Lowest at SAR -193.18 MM
NET PROFIT(Q)
Lowest at SAR -185.81 MM
EPS(Q)
Lowest at SAR -1.59
Here's what is not working for Nayifat Finance Co.
Pre-Tax Profit
At SAR -193.18 MM has Fallen at -791.22%
over average net sales of the previous four periods of SAR 27.95 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (SAR MM)
Net Profit
At SAR -185.81 MM has Fallen at -871.86%
over average net sales of the previous four periods of SAR 24.07 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (SAR MM)
Inventory Turnover Ratio
Lowest at 2.81 times and Fallen
In each half year in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling inventory has slowed
Inventory Turnover Ratio
Debtors Turnover Ratio
Lowest at 0.19 times and Fallen
In each half year in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Pre-Tax Profit
Lowest at SAR -193.18 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (SAR MM)
Net Profit
Lowest at SAR -185.81 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (SAR MM)
EPS
Lowest at SAR -1.59
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (SAR)
Debt-Equity Ratio
Highest at 46.05 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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