ScoreWhy is NerdWallet, Inc. ?
1
With a growth in Net Sales of 4.79%, the company declared Outstanding results in Sep 25
- The company has declared positive results for the last 3 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 102.6 MM
- ROCE(HY) Highest at 20.23%
- INTEREST COVERAGE RATIO(Q) Highest at 23,450
2
With ROE of 21.33%, it has a attractive valuation with a 1.67 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 13.68%, its profits have risen by 1243.1% ; the PEG ratio of the company is 0
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to NerdWallet, Inc. should be less than 10%
- Overall Portfolio exposure to Software Products should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is NerdWallet, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
NerdWallet, Inc.
13.61%
-0.44
56.38%
S&P 500
16.12%
0.77
19.29%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
26.54%
EBIT Growth (5y)
52.98%
EBIT to Interest (avg)
-0.69
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.23
Sales to Capital Employed (avg)
1.76
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
2.38%
ROE (avg)
2.92%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.67
EV to EBIT
8.17
EV to EBITDA
4.79
EV to Capital Employed
1.94
EV to Sales
0.71
PEG Ratio
0.01
Dividend Yield
NA
ROCE (Latest)
23.73%
ROE (Latest)
21.33%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend26What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 102.6 MM
ROCE(HY)
Highest at 20.23%
INTEREST COVERAGE RATIO(Q)
Highest at 23,450
NET PROFIT(Q)
At USD 26.97 MM has Grown at 82.85%
RAW MATERIAL COST(Y)
Fallen by -2.38% (YoY
DEBTORS TURNOVER RATIO(HY)
Highest at 6.71 times
NET SALES(Q)
Highest at USD 215.1 MM
OPERATING PROFIT(Q)
Highest at USD 46.9 MM
OPERATING PROFIT MARGIN(Q)
Highest at 21.8 %
PRE-TAX PROFIT(Q)
Highest at USD 36.4 MM
-2What is not working for the Company
INTEREST(HY)
At USD 0.4 MM has Grown at 33.33%
Here's what is working for NerdWallet, Inc.
Pre-Tax Profit
At USD 36.4 MM has Grown at 311.3%
over average net sales of the previous four periods of USD 8.85 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Operating Cash Flow
Highest at USD 102.6 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Interest Coverage Ratio
Highest at 23,450
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Net Profit
At USD 26.97 MM has Grown at 82.85%
over average net sales of the previous four periods of USD 14.75 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
Highest at USD 215.1 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 46.9 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 21.8 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 36.4 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Debtors Turnover Ratio
Highest at 6.71 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by -2.38% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for NerdWallet, Inc.
Interest
At USD 0.4 MM has Grown at 33.33%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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