New York Community Bancorp, Inc. (NYCB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Northwest Bancshares, Inc. (Pennsylvania)

New York Community Bancorp, Inc.

Triumph Financial, Inc.

Why is New York Community Bancorp, Inc. ?

Flat results in Jun 25

GROSS NPA (%)(Q) Highest at 4.96%
NET SALES(Q) Lowest at USD 1,143 MM
DIVIDEND PER SHARE(HY) Lowest at USD 0

Risky - Negative EBITDA

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 8.08%, its profits have fallen by -378.2%
At the current price, the company has a high dividend yield of 44.5

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is New York Community Bancorp, Inc. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

New York Community Bancorp, Inc.

8.08%

0.93

40.34%

S&P 500

13.22%

0.65

20.20%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

24.06%

EBIT Growth (5y)

-195.27%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

95.67%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.61

EV to EBIT

-4.11

EV to EBITDA

-4.83

EV to Capital Employed

0.60

EV to Sales

0.87

PEG Ratio

Dividend Yield

44.46%

ROCE (Latest)

-14.73%

ROE (Latest)

-10.06%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Bullish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

18What is working for the Company

OPERATING PROFIT(Q)

Highest at USD -67 MM

OPERATING PROFIT MARGIN(Q)

Highest at -5.86 %

PRE-TAX PROFIT(Q)

Highest at USD -67 MM

NET PROFIT(Q)

Highest at USD -56 MM

EPS(Q)

Highest at USD -0.19

-14What is not working for the Company

GROSS NPA (%)

NET SALES(Q)

Lowest at USD 1,143 MM

DIVIDEND PER SHARE(HY)

Lowest at USD 0

Here's what is working for New York Community Bancorp, Inc.

Operating Profit

Highest at USD -67 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Operating Profit trend is quite positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at -5.86 % and Grown

In each period in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD -67 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD -56 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Pre-Tax Profit

At USD -67 MM has Grown at 73.47%

over average net sales of the previous four periods of USD -252.5 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

At USD -56 MM has Grown at 72.68%

over average net sales of the previous four periods of USD -205 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD -0.19

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

CASA

Highest at 13.12%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for New York Community Bancorp, Inc.

Net Sales

At USD 1,143 MM has Fallen at -18.42%

over average net sales of the previous four periods of USD 1,401 MM

MOJO Watch

Near term sales trend is extremely negative

Net Sales (USD MM)

Non Performing Loans (%)

Highest at 4.96% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Net Sales

Lowest at USD 1,143 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Dividend per share

Lowest at USD 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (USD)