Nishi-Nippon Financial Holdings, Inc. (7189) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Nishi-Nippon Financial Holdings, Inc.

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Why is Nishi-Nippon Financial Holdings, Inc. ?

Positive results in Jun 26

NII(Q) Highest at JPY 37,572 MM
ROCE(HY) Highest at 0.34%
NET SALES(Q) Highest at JPY 51,047 MM

With ROA of 0.22%, it has a very attractive valuation with a 1.02 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 85.36%, its profits have risen by 31% ; the PEG ratio of the company is 0.6

Consistent Returns over the last 3 years

Along with generating 85.36% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Nishi-Nippon Financial Holdings, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Nishi-Nippon Financial Holdings, Inc. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Nishi-Nippon Financial Holdings, Inc.

85.36%

3.67

34.73%

Japan Nikkei 225

59.79%

2.03

29.50%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

5.80%

EBIT Growth (5y)

11.46%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

40.97%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.02

EV to EBIT

27.77

EV to EBITDA

24.02

EV to Capital Employed

1.01

EV to Sales

8.48

PEG Ratio

0.63

Dividend Yield

ROCE (Latest)

3.64%

ROE (Latest)

5.20%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bullish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Bullish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

21What is working for the Company

NII(Q)

Highest at JPY 37,572 MM

ROCE(HY)

Highest at 0.34%

NET SALES(Q)

Highest at JPY 51,047 MM

CREDIT DEPOSIT RATIO(Q)

Highest at 0%

OPERATING PROFIT(Q)

Highest at JPY 16,497 MM

PRE-TAX PROFIT(Q)

Highest at JPY 22,890 MM

NET PROFIT(Q)

Highest at JPY 15,563.12 MM

EPS(Q)

Highest at JPY 111.71

-7What is not working for the Company

INTEREST(9M)

At JPY 35,820 MM has Grown at 44.55%

ROCE(HY)

Lowest at 0.34%

CASH AND EQV(HY)

Lowest at JPY 2,723,221 MM

Here's what is working for Nishi-Nippon Financial Holdings, Inc.

NII

Highest at JPY 37,572 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Net Sales

Highest at JPY 51,047 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (JPY MM)

Credit Deposit Ratio

Highest at 0% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Net Sales

At JPY 51,047 MM has Grown at 18.92%

over average net sales of the previous four periods of JPY 42,924.75 MM

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Operating Profit

Highest at JPY 16,497 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (JPY MM)

Pre-Tax Profit

Highest at JPY 22,890 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Pre-Tax Profit

At JPY 22,890 MM has Grown at 57.26%

over average net sales of the previous four periods of JPY 14,555.5 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit

Highest at JPY 15,563.12 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS

Highest at JPY 111.71

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Depreciation

Highest at JPY 2,150 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Here's what is not working for Nishi-Nippon Financial Holdings, Inc.

Interest

At JPY 35,820 MM has Grown at 44.55%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Cash and Eqv

Lowest at JPY 2,723,221 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents