ScoreWhy is Niyogin Fintech Ltd ?
1
With a Operating Losses, the company has a Weak Long Term Fundamental Strength
2
Negative results in Dec 25
- PBT LESS OI(Q) At Rs -15.29 cr has Fallen at -165.7% (vs previous 4Q average)
- PAT(Latest six months) At Rs 0.54 cr has Grown at -27.50%
- DEBT-EQUITY RATIO(HY) Highest at 0.48 times
3
With ROE of -2, it has a Very Expensive valuation with a 1.6 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -3.83%, its profits have risen by 92.6%
4
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 9.05% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -3.83% returns
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Niyogin Fintech for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Niyogin Fintech
-3.83%
-0.07
57.39%
Sensex
4.91%
0.36
13.60%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
21
Price to Book Value
1.59
EV to EBIT
-47.05
EV to EBITDA
-278.82
EV to Capital Employed
1.52
EV to Sales
1.98
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-1.80%
ROE (Latest)
-1.99%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
PAT(Latest six months)
Higher at Rs 0.54 cr
-19What is not working for the Company
PBT LESS OI(Q)
At Rs -15.29 cr has Fallen at -165.7% (vs previous 4Q average
PAT(Latest six months)
At Rs 0.54 cr has Grown at -27.50%
DEBT-EQUITY RATIO(HY)
Highest at 0.48 times
NET SALES(Q)
Lowest at Rs 63.10 cr
PBDIT(Q)
Lowest at Rs -6.36 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at -10.08%
NON-OPERATING INCOME(Q)
is 688.08 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Niyogin Fintech
Profit After Tax (PAT) - Latest six months
Higher at Rs 0.54 cr
than preceding 12 month period ended Dec 2025 of Rs -10.92 crMOJO Watch
In the half year the company has already crossed PAT of the previous twelve months
PAT (Rs Cr)
Here's what is not working for Niyogin Fintech
Net Sales - Quarterly
At Rs 63.10 cr has Fallen at -24.2% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 83.23 CrMOJO Watch
Near term sales trend is very negative
Net Sales (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs -15.29 cr has Fallen at -165.7% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs -5.76 CrMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Latest six months
At Rs 0.54 cr has Grown at -27.50%
Year on Year (YoY)MOJO Watch
Near term PAT trend is negative
PAT (Rs Cr)
Debt-Equity Ratio - Half Yearly
Highest at 0.48 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Net Sales - Quarterly
Lowest at Rs 63.10 cr
in the last five quartersMOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs -6.36 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at -10.08%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -15.29 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
is 688.08 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Non Operating Income - Quarterly
Highest at Rs 17.89 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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