Why is Niyogin Fintech Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 0%
2
With ROE of -0.1, it has a Very Expensive valuation with a 1.6 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -11.73%, its profits have risen by 98.3%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Niyogin Fintech for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Niyogin Fintech
-11.73%
-0.20
57.46%
Sensex
-7.55%
-0.58
13.06%
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
20
Price to Book Value
1.57
EV to EBIT
-90.71
EV to EBITDA
157.35
EV to Capital Employed
1.46
EV to Sales
2.07
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-1.61%
ROE (Latest)
-0.08%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Bearish
Dow Theory
No Trend
No Trend
Technical Movement
14What is working for the Company
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 143.43 cr
PBDIT(Q)
Highest at Rs 6.05 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 8.41%
PBT LESS OI(Q)
Highest at Rs -4.01 cr.
PAT(Q)
Highest at Rs 0.71 cr.
EPS(Q)
Highest at Rs 0.06
-8What is not working for the Company
NET SALES(Latest six months)
At Rs 135.07 cr has Grown at -25.40%
PAT(Latest six months)
At Rs 0.97 cr has Grown at -25.40%
DEBT-EQUITY RATIO(HY)
Highest at 0.69 times
NON-OPERATING INCOME(Q)
is 382.39 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Niyogin Fintech
Operating Profit (PBDIT) - Quarterly
Highest at Rs 6.05 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 8.41%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs -4.01 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 0.71 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 0.06
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 143.43 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Niyogin Fintech
Net Sales - Latest six months
At Rs 135.07 cr has Grown at -25.40%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Debt-Equity Ratio - Half Yearly
Highest at 0.69 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Non Operating Income - Quarterly
is 382.39 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT






