ScoreWhy is NMI Holdings, Inc. ?
1
Flat results in Mar 26
- INTEREST COVERAGE RATIO(Q) Lowest at 34.9
- ROCE(HY) Lowest at 15.57%
2
With ROE of 15.00%, it has a fair valuation with a 1.08 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -8.29%, its profits have risen by 6.5% ; the PEG ratio of the company is 0.8
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Below par performance in long term as well as near term
- Along with generating -8.29% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to NMI Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is NMI Holdings, Inc. for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
NMI Holdings, Inc.
-8.29%
0.75
24.39%
S&P 500
22.24%
1.67
13.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.27%
EBIT Growth (5y)
-100.00%
EBIT to Interest (avg)
-0.01
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
22.20%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0.02%
ROE (avg)
15.82%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
1.08
EV to EBIT
NA
EV to EBITDA
256.27
EV to Capital Employed
1.08
EV to Sales
4.08
PEG Ratio
0.75
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
15.00%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Sideways
Moving Averages
Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 434.24 MM
NET SALES(Q)
Highest at USD 183.47 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-5What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 34.9
ROCE(HY)
Lowest at 15.57%
Here's what is working for NMI Holdings, Inc.
Operating Cash Flow
Highest at USD 434.24 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 183.47 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for NMI Holdings, Inc.
Interest Coverage Ratio
Lowest at 34.9 and Fallen
In each period in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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