ScoreWhy is NMI Holdings, Inc. ?
1
Positive results in Dec 25
- OPERATING CASH FLOW(Y) Highest at USD 419.3 MM
- NET SALES(Q) Highest at USD 180.74 MM
- INTEREST COVERAGE RATIO(Q) The company hardly has any interest cost
2
With ROE of 15.00%, it has a very attractive valuation with a 1.09 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 5.55%, its profits have risen by 6.5% ; the PEG ratio of the company is 0.8
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to NMI Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is NMI Holdings, Inc. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
NMI Holdings, Inc.
5.55%
0.55
26.48%
S&P 500
16.41%
0.85
19.25%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.27%
EBIT Growth (5y)
-100.00%
EBIT to Interest (avg)
-0.01
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
22.20%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0.02%
ROE (avg)
15.82%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
1.09
EV to EBIT
NA
EV to EBITDA
147.17
EV to Capital Employed
1.09
EV to Sales
4.13
PEG Ratio
0.76
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
15.00%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 419.3 MM
NET SALES(Q)
Highest at USD 180.74 MM
INTEREST COVERAGE RATIO(Q)
The company hardly has any interest cost
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-2What is not working for the Company
ROCE(HY)
Lowest at 16.17%
Here's what is working for NMI Holdings, Inc.
Operating Cash Flow
Highest at USD 419.3 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 180.74 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 11.26 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Depreciation
At USD 11.26 MM has Grown at 296.76%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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