Northeast Community Bancorp, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Southern California Bancorp (San Diego)

Capital Bancorp, Inc. (Maryland)

Arrow Financial Corp.

Alerus Financial Corp.

Esquire Financial Holdings, Inc.

Northeast Community Bancorp, Inc.

First Financial Corp. (Indiana)

The First Bancorp, Inc. (Maine)

Farmers National Banc Corp.

The First of Long Island Corp.

American National Bankshares, Inc. (Virginia)

Why is Northeast Community Bancorp, Inc. ?

High Profitability with a Net Interest Margin of 21.63%

Strong Long Term Fundamental Strength with a 30.36% CAGR growth in Net Profits

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 30.36%

Positive results in Jun 25

OPERATING CASH FLOW(Y) Highest at USD 51.22 MM
CASH AND EQV(HY) Highest at USD 30.56 MM
DIVIDEND PER SHARE(HY) Highest at USD 0

With ROA of 2.12%, it has a attractive valuation with a 0.96 Price to Book Value

Over the past year, while the stock has generated a return of -6.15%, its profits have risen by 1.2% ; the PEG ratio of the company is 2.7

Underperformed the market in the last 1 year

Even though the market (S&P 500) has generated returns of 15.98% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -6.15% returns

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Northeast Community Bancorp, Inc. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Northeast Community Bancorp, Inc. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Northeast Community Bancorp, Inc.

-100.0%

1.21

29.37%

S&P 500

13.95%

0.81

19.85%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

74.89%

EBIT Growth (5y)

46.07%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

14.19%

Pledged Shares

Institutional Holding

57.37%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.96

EV to EBIT

3.49

EV to EBITDA

3.43

EV to Capital Employed

0.94

EV to Sales

1.40

PEG Ratio

2.68

Dividend Yield

ROCE (Latest)

27.05%

ROE (Latest)

14.36%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bearish

RSI

Bearish

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 51.22 MM

CASH AND EQV(HY)

Highest at USD 30.56 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

CREDIT DEPOSIT RATIO(HY)

Highest at 121.53%

-1What is not working for the Company

NET SALES(Q)

Lowest at USD 38.04 MM

Here's what is working for Northeast Community Bancorp, Inc.

Operating Cash Flow

Highest at USD 51.22 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Cash and Eqv

Highest at USD 30.56 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Credit Deposit Ratio

Highest at 121.53%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for Northeast Community Bancorp, Inc.

Net Sales

Lowest at USD 38.04 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)