ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Northeast Community Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of 21.53%
2
Strong Long Term Fundamental Strength with a 29.21% CAGR growth in Net Profits
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 29.21%
4
Flat results in Dec 25
- OPERATING CASH FLOW(Y) Lowest at USD 40.61 MM
5
With ROA of 1.90%, it has a attractive valuation with a 0.92 Price to Book Value
- Over the past year, while the stock has generated a return of 2.05%, its profits have fallen by -7.1%
6
High Institutional Holdings at 58.29%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.92% over the previous quarter.
7
Underperformed the market in the last 1 year
- The stock has generated a return of 2.05% in the last 1 year, much lower than market (S&P 500) returns of 13.68%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Northeast Community Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Northeast Community Bancorp, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Northeast Community Bancorp, Inc.
1.24%
1.39
28.97%
S&P 500
13.68%
0.71
19.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
39.35%
EBIT Growth (5y)
16.91%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.62%
Pledged Shares
0
Institutional Holding
58.29%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.92
EV to EBIT
5.08
EV to EBITDA
5.01
EV to Capital Employed
0.92
EV to Sales
2.02
PEG Ratio
NA
Dividend Yield
3.47%
ROCE (Latest)
18.06%
ROE (Latest)
12.63%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
DIVIDEND PAYOUT RATIO(Y)
Highest at 25.32%
DIVIDEND PER SHARE(HY)
Highest at USD 0
-2What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 40.61 MM
Here's what is working for Northeast Community Bancorp, Inc.
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 25.32%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
CASA
Highest at 15.36%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Northeast Community Bancorp, Inc.
Operating Cash Flow
Lowest at USD 40.61 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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