ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Northeast Community Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of 21.63%
2
Strong Long Term Fundamental Strength with a 30.36% CAGR growth in Net Profits
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 30.36%
4
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 51.22 MM
- CASH AND EQV(HY) Highest at USD 30.56 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
5
With ROA of 2.12%, it has a attractive valuation with a 0.96 Price to Book Value
- Over the past year, while the stock has generated a return of -30.84%, its profits have risen by 1.2% ; the PEG ratio of the company is 2.7
6
High Institutional Holdings at 56.06%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.97% over the previous quarter.
7
Below par performance in long term as well as near term
- Along with generating -30.84% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Northeast Community Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Northeast Community Bancorp, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Northeast Community Bancorp, Inc.
-24.0%
0.81
30.21%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
74.89%
EBIT Growth (5y)
46.07%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
14.19%
Pledged Shares
0
Institutional Holding
56.06%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.96
EV to EBIT
3.49
EV to EBITDA
3.43
EV to Capital Employed
0.94
EV to Sales
1.40
PEG Ratio
2.68
Dividend Yield
NA
ROCE (Latest)
27.05%
ROE (Latest)
14.36%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 51.22 MM
CASH AND EQV(HY)
Highest at USD 30.56 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 121.53%
-1What is not working for the Company
NET SALES(Q)
Lowest at USD 38.04 MM
Here's what is working for Northeast Community Bancorp, Inc.
Operating Cash Flow
Highest at USD 51.22 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Cash and Eqv
Highest at USD 30.56 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 121.53%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Northeast Community Bancorp, Inc.
Net Sales
Lowest at USD 38.04 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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