ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Northeast Community Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of 21.53%
2
Strong Long Term Fundamental Strength with a 29.21% CAGR growth in Net Profits
3
Healthy long term growth as Net profit has grown by an annual rate of 29.21%
4
Flat results in Jun 26
- OPERATING PROFIT(Q) Lowest at USD 13.81 MM
- OPERATING PROFIT MARGIN(Q) Lowest at 38.31 %
- PRE-TAX PROFIT(Q) Lowest at USD 13.81 MM
5
With ROA of 1.28%, it has a attractive valuation with a 0.92 Price to Book Value
- Over the past year, while the stock has generated a return of 24.32%, its profits have fallen by -7.1%
6
High Institutional Holdings at 63.12%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 3.36% over the previous quarter.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Northeast Community Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Northeast Community Bancorp, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Northeast Community Bancorp, Inc.
24.32%
2.22
24.78%
S&P 500
15.76%
1.20
13.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
39.35%
EBIT Growth (5y)
16.81%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.60%
Pledged Shares
0
Institutional Holding
59.76%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.92
EV to EBIT
5.13
EV to EBITDA
5.04
EV to Capital Employed
0.92
EV to Sales
2.04
PEG Ratio
NA
Dividend Yield
3.46%
ROCE (Latest)
17.92%
ROE (Latest)
12.63%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
DIVIDEND PAYOUT RATIO(Y)
Highest at 34.55%
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 124.94%
-5What is not working for the Company
OPERATING PROFIT(Q)
Lowest at USD 13.81 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 38.31 %
PRE-TAX PROFIT(Q)
Lowest at USD 13.81 MM
NET PROFIT(Q)
Lowest at USD 9.79 MM
EPS(Q)
Lowest at USD 0.72
Here's what is working for Northeast Community Bancorp, Inc.
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 124.94%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Highest at 34.55%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Northeast Community Bancorp, Inc.
Operating Profit
Lowest at USD 13.81 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 38.31 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 13.81 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 9.79 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD 0.72
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
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