Why is Oconee Federal Financial Corp. ?
1
With ROA of 0.43%, it has a expensive valuation with a 1.25 Price to Book Value
- Over the past year, while the stock has generated a return of 23.77%, its profits have fallen by -35.4%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
9.04%
EBIT Growth (5y)
3.33%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
55.04%
Pledged Shares
0
Institutional Holding
0.74%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
23
Industry P/E
Price to Book Value
1.20
EV to EBIT
19.38
EV to EBITDA
19.38
EV to Capital Employed
1.18
EV to Sales
4.06
PEG Ratio
NA
Dividend Yield
106.41%
ROCE (Latest)
6.09%
ROE (Latest)
5.23%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Bearish
OBV
No Trend
Mildly Bearish
Technical Movement
5What is working for the Company
NII(Q)
Highest at USD 4.52 MM
NET SALES(Q)
Highest at USD 7.32 MM
-2What is not working for the Company
CASH AND EQV(HY)
Lowest at USD 7.81 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 88.87%
Here's what is working for Oconee Federal Financial Corp.
NII
Highest at USD 4.52 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Sales
Highest at USD 7.32 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Here's what is not working for Oconee Federal Financial Corp.
Cash and Eqv
Lowest at USD 7.81 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Credit Deposit Ratio
Lowest at 88.87%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)






