Ohio Valley Banc Corp. (OVBC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

First Community Corp. (South Carolina)

FNCB Bancorp, Inc.

Franklin Financial Services Corp. (Pennsylvania)

OP Bancorp

Hawthorn Bancshares, Inc.

Ohio Valley Banc Corp.

Peoples Bancorp of North Carolina, Inc.

United Security Bancshares (California)

Hanover Bancorp, Inc.

First Guaranty Bancshares, Inc.

Partners Bancorp

Why is Ohio Valley Banc Corp. ?

High Profitability with a Net Interest Margin of 6.73%

NII(Q) Highest at USD 14.54 MM
NET PROFIT(HY) At USD 8.62 MM has Grown at 49.45%
GROSS NPA (%)(Q) Lowest at 0.43%

With ROA of 0.60%, it has a fair valuation with a 1.08 Price to Book Value

Over the past year, while the stock has generated a return of 44.44%, its profits have risen by 9.5% ; the PEG ratio of the company is 1.2

High Institutional Holdings at 21.29%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 3.5% over the previous quarter.

Market Beating Performance

The stock has generated a return of 44.44% in the last 1 year, much higher than market (S&P 500) returns of 12.33%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Ohio Valley Banc Corp. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Ohio Valley Banc Corp. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Ohio Valley Banc Corp.

52.74%

1.81

40.63%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.85%

EBIT Growth (5y)

13.98%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

37.90%

Pledged Shares

Institutional Holding

21.29%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.08

EV to EBIT

5.74

EV to EBITDA

5.73

EV to Capital Employed

1.15

EV to Sales

1.14

PEG Ratio

1.22

Dividend Yield

2.54%

ROCE (Latest)

20.12%

ROE (Latest)

8.10%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

NII(Q)

Highest at USD 14.54 MM

NET PROFIT(HY)

At USD 8.62 MM has Grown at 49.45%

GROSS NPA (%)

CASH AND EQV(HY)

Highest at USD 35.37 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

NET SALES(Q)

Highest at USD 21.04 MM

-4What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 12.97 MM

DIVIDEND PAYOUT RATIO(Y)

Lowest at 25.74%

Here's what is working for Ohio Valley Banc Corp.

NII

Highest at USD 14.54 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Non Performing Loans (%)

Lowest at 0.43%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Net Profit

At USD 8.62 MM has Grown at 49.45%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Net Sales

Highest at USD 21.04 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Cash and Eqv

Highest at USD 35.37 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Here's what is not working for Ohio Valley Banc Corp.

Operating Cash Flow

Lowest at USD 12.97 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Dividend Payout Ratio

Lowest at 25.74%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)