ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Oita Bank, Ltd. ?
1
Poor Management Efficiency with a low ROA of 0.08%
- The bank has been able to generate a Return on Assets (avg) of 0.08% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.50% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 8.30%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.50% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.08% signifying low profitability per unit of total assets
3
Poor long term growth as Net profit has grown by an annual rate of 8.30%
4
Flat results in Jun 26
- INTEREST(9M) At JPY 11,699 MM has Grown at 82.65%
- ROCE(HY) Lowest at 0.25%
5
With ROA of 0.16%, it has a fair valuation with a 0.79 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -41.80%, its profits have risen by 16% ; the PEG ratio of the company is 1.4
- At the current price, the company has a high dividend yield of 0
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Oita Bank, Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.00%
EBIT Growth (5y)
6.94%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.32%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
25
Industry P/E
Price to Book Value
0.79
EV to EBIT
14.52
EV to EBITDA
12.35
EV to Capital Employed
0.73
EV to Sales
2.75
PEG Ratio
1.42
Dividend Yield
NA
ROCE (Latest)
5.06%
ROE (Latest)
3.21%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bullish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NET SALES(HY)
At JPY 36,638 MM has Grown at 36.06%
ROCE(HY)
Highest at 0.25%
PRE-TAX PROFIT(Q)
Highest at JPY 5,368 MM
NET PROFIT(Q)
Highest at JPY 3,941 MM
EPS(Q)
Highest at JPY 51.82
-6What is not working for the Company
INTEREST(9M)
At JPY 11,699 MM has Grown at 82.65%
ROCE(HY)
Lowest at 0.25%
Here's what is working for Oita Bank, Ltd.
Net Sales
At JPY 36,638 MM has Grown at 36.06%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
Pre-Tax Profit
Highest at JPY 5,368 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 3,941 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 51.82
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Here's what is not working for Oita Bank, Ltd.
Interest
At JPY 11,699 MM has Grown at 82.65%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
