ScoreComparison
Why is Okinawa Financial Group, Inc. ?
1
Poor Management Efficiency with a low ROA of 0.12%
- The bank has been able to generate a Return on Assets (avg) of 0.12% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.81% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 7.40%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.81% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.12% signifying low profitability per unit of total assets
3
Poor long term growth as Net profit has grown by an annual rate of 7.40%
4
The company has declared Positive results for the last 6 consecutive quarters
- NII(Q) Highest at JPY 10,196 MM
- ROCE(HY) Highest at 0.4%
- NET SALES(Q) Highest at JPY 12,291 MM
5
With ROA of 0.27%, it has a very attractive valuation with a 0.93 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 113.17%, its profits have risen by 27% ; the PEG ratio of the company is 0.7
- At the current price, the company has a high dividend yield of 0
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Okinawa Financial Group, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
2.60%
EBIT Growth (5y)
8.65%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
32.13%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
0.93
EV to EBIT
-2.76
EV to EBITDA
-2.14
EV to Capital Employed
1.96
EV to Sales
-0.67
PEG Ratio
0.71
Dividend Yield
NA
ROCE (Latest)
-70.86%
ROE (Latest)
4.91%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Bullish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
NII(Q)
Highest at JPY 10,196 MM
ROCE(HY)
Highest at 0.4%
NET SALES(Q)
Highest at JPY 12,291 MM
NET PROFIT(Q)
Highest at JPY 3,610 MM
OPERATING PROFIT(Q)
Highest at JPY 4,386 MM
PRE-TAX PROFIT(Q)
Highest at JPY 5,304 MM
EPS(Q)
Highest at JPY 169.07
-7What is not working for the Company
INTEREST(9M)
At JPY 5,175 MM has Grown at 84.89%
ROCE(HY)
Lowest at 0.4%
CASH AND EQV(HY)
Lowest at JPY 572,442 MM
Here's what is working for Okinawa Financial Group, Inc.
NII
Highest at JPY 10,196 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at JPY 12,291 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (JPY MM)
Net Profit
Highest at JPY 3,610 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (JPY MM)
Net Sales
At JPY 12,291 MM has Grown at 13.24%
over average net sales of the previous four periods of JPY 10,853.75 MMMOJO Watch
Near term sales trend is positive
Net Sales (JPY MM)
Operating Profit
Highest at JPY 4,386 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (JPY MM)
Pre-Tax Profit
Highest at JPY 5,304 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
EPS
Highest at JPY 169.07
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Here's what is not working for Okinawa Financial Group, Inc.
Interest
At JPY 5,175 MM has Grown at 84.89%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Cash and Eqv
Lowest at JPY 572,442 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Footer loading
