ScoreWhy is Old National Bancorp ?
1
Positive results in Jun 25
- NII(Q) Highest at USD 514.79 MM
- DIVIDEND PAYOUT RATIO(Y) Highest at 41.69%
- CASH AND EQV(HY) Highest at USD 1,123.62 MM
2
With ROA of 0.64%, it has a fair valuation with a 1.20 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -4.58%, its profits have risen by 0.5%
3
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Old National Bancorp should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Old National Bancorp for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Old National Bancorp
-2.82%
1.06
34.21%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
32.22%
EBIT Growth (5y)
22.07%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
33.30%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.20
EV to EBIT
17.44
EV to EBITDA
15.62
EV to Capital Employed
1.13
EV to Sales
4.27
PEG Ratio
NA
Dividend Yield
2.27%
ROCE (Latest)
6.50%
ROE (Latest)
8.75%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
NII(Q)
Highest at USD 514.79 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 41.69%
CASH AND EQV(HY)
Highest at USD 1,123.62 MM
NET SALES(Q)
Highest at USD 824.96 MM
OPERATING PROFIT(Q)
Highest at USD 196.95 MM
PRE-TAX PROFIT(Q)
Highest at USD 196.91 MM
NET PROFIT(Q)
Highest at USD 158.59 MM
-6What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 511.24 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 88.13%
OPERATING PROFIT MARGIN(Q)
Lowest at 23.87 %
EPS(Q)
Lowest at USD 0.34
Here's what is working for Old National Bancorp
NII
Highest at USD 514.79 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Sales
Highest at USD 824.96 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Net Sales
At USD 824.96 MM has Grown at 25.18%
over average net sales of the previous four periods of USD 659.02 MMMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 196.95 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 196.91 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 158.59 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Cash and Eqv
Highest at USD 1,123.62 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend Payout Ratio
Highest at 41.69%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
Highest at USD 30.41 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Depreciation
At USD 30.41 MM has Grown at 63.07%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
Here's what is not working for Old National Bancorp
Operating Cash Flow
Lowest at USD 511.24 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Operating Profit Margin
Lowest at 23.87 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
EPS
Lowest at USD 0.34
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Lowest at 88.13%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Capital Adequacy Ratio
Lowest at 11.2%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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