Comparison
Why is OneMain Holdings, Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 49.67%
2
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 2,868 MM
- NET SALES(Q) Highest at USD 1,536 MM
- RAW MATERIAL COST(Y) Fallen by -0.06% (YoY)
3
With ROE of 54.29%, it has a very attractive valuation with a 1.98 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 13.13%, its profits have risen by 9.5% ; the PEG ratio of the company is 0.4
- At the current price, the company has a high dividend yield of 769.5
How much should you buy?
- Overall Portfolio exposure to OneMain Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is OneMain Holdings, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
OneMain Holdings, Inc.
13.52%
0.87
36.76%
S&P 500
13.22%
0.64
20.20%
Quality key factors
Factor
Value
Sales Growth (5y)
3.83%
EBIT Growth (5y)
4.33%
EBIT to Interest (avg)
3.52
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.17%
Dividend Payout Ratio
97.23%
Pledged Shares
0
Institutional Holding
96.90%
ROCE (avg)
200.12%
ROE (avg)
49.67%
Valuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
1.98
EV to EBIT
1.27
EV to EBITDA
1.19
EV to Capital Employed
2.68
EV to Sales
0.88
PEG Ratio
0.37
Dividend Yield
769.54%
ROCE (Latest)
211.84%
ROE (Latest)
54.29%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
No Trend
Technical Movement
9What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 2,868 MM
NET SALES(Q)
Highest at USD 1,536 MM
RAW MATERIAL COST(Y)
Fallen by -0.06% (YoY
DEBTORS TURNOVER RATIO(HY)
Highest at 0.3 times
PRE-TAX PROFIT(Q)
Highest at USD 746 MM
NET PROFIT(Q)
Highest at USD 582.16 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for OneMain Holdings, Inc.
Operating Cash Flow
Highest at USD 2,868 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 1,536 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Pre-Tax Profit
Highest at USD 746 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 582.16 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Debtors Turnover Ratio
Highest at 0.3 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by -0.06% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 72 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)






