ScoreWhy is Optima Bank SA ?
1
Poor Management Efficiency with a low ROA of 1.94%
- The bank has been able to generate a Return on Assets (avg) of 1.94% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 110.40%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 1.94% signifying low profitability per unit of total assets
3
With ROA of 1.65%, it has a Attractive valuation with a 2.51 Price to Book Value
- Over the past year, while the stock has generated a return of 64.58%, its profits have risen by 21%
4
Majority shareholders : Non Institution
5
Market Beating Performance
- The stock has generated a return of 64.58% in the last 1 year, much higher than market (Greece ATHEX Composite) returns of 23.96%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Optima Bank SA should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Optima Bank SA for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Optima Bank SA
64.58%
-0.33
80.86%
Greece ATHEX Composite
23.96%
1.08
22.22%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
93.90%
EBIT Growth (5y)
147.06%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
2.51
EV to EBIT
8.25
EV to EBITDA
7.88
EV to Capital Employed
3.27
EV to Sales
5.80
PEG Ratio
NA
Dividend Yield
0.75%
ROCE (Latest)
39.60%
ROE (Latest)
22.86%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bullish
Sideways
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
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"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
