ScoreWhy is Origin Bancorp, Inc. ?
1
Negative results in Jun 25
- GROSS NPA (%)(Q) Highest at 1.11%
- PRE-TAX PROFIT(Q) At USD 18.66 MM has Fallen at -23.02%
- NET PROFIT(Q) At USD 14.65 MM has Fallen at -23.18%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Origin Bancorp, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Origin Bancorp, Inc.
5.24%
0.93
29.73%
S&P 500
13.22%
0.65
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
19.52%
EBIT Growth (5y)
5.96%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.47%
Pledged Shares
0
Institutional Holding
65.56%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
0.91
EV to EBIT
8.11
EV to EBITDA
6.52
EV to Capital Employed
0.85
EV to Sales
1.07
PEG Ratio
NA
Dividend Yield
1.71%
ROCE (Latest)
10.54%
ROE (Latest)
6.46%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
NII(Q)
Highest at USD 82.14 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 32.09%
CREDIT DEPOSIT RATIO(HY)
Highest at 94.6%
OPERATING PROFIT(Q)
Highest at USD 35.02 MM
OPERATING PROFIT MARGIN(Q)
Highest at 26.01 %
-4What is not working for the Company
GROSS NPA (%)
(Q
PRE-TAX PROFIT(Q)
At USD 18.66 MM has Fallen at -23.02%
NET PROFIT(Q)
At USD 14.65 MM has Fallen at -23.18%
Here's what is working for Origin Bancorp, Inc.
NII
Highest at USD 82.14 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Dividend Payout Ratio
Highest at 32.09% and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Operating Profit
Highest at USD 35.02 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 26.01 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Credit Deposit Ratio
Highest at 94.6%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Origin Bancorp, Inc.
Non Performing Loans (%)
Highest at 1.11%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Pre-Tax Profit
At USD 18.66 MM has Fallen at -23.02%
over average net sales of the previous four periods of USD 24.24 MMMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
At USD 14.65 MM has Fallen at -23.18%
over average net sales of the previous four periods of USD 19.07 MMMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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