ScoreWhy is Origin Bancorp, Inc. ?
1
Negative results in Jun 25
- GROSS NPA (%)(Q) Highest at 1.11%
- PRE-TAX PROFIT(Q) At USD 18.66 MM has Fallen at -23.02%
- NET PROFIT(Q) At USD 14.65 MM has Fallen at -23.18%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Origin Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Origin Bancorp, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Origin Bancorp, Inc.
39.7%
1.10
29.78%
S&P 500
22.99%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.66%
EBIT Growth (5y)
11.14%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
25.00%
Pledged Shares
0
Institutional Holding
71.71%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.00
EV to EBIT
11.00
EV to EBITDA
9.19
EV to Capital Employed
1.00
EV to Sales
1.51
PEG Ratio
NA
Dividend Yield
1.48%
ROCE (Latest)
9.11%
ROE (Latest)
6.03%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NII(Q)
Highest at USD 87.24 MM
OPERATING CASH FLOW(Y)
Highest at USD 176.24 MM
OPERATING PROFIT(Q)
Highest at USD 36.79 MM
OPERATING PROFIT MARGIN(Q)
Highest at 28.02 %
PRE-TAX PROFIT(Q)
At USD 35.28 MM has Grown at 47.54%
NET PROFIT(Q)
At USD 27.69 MM has Grown at 47.31%
-2What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 89.81%
NET SALES(Q)
Lowest at USD 131.3 MM
Here's what is working for Origin Bancorp, Inc.
NII
Highest at USD 87.24 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 176.24 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Operating Profit
Highest at USD 36.79 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 28.02 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
At USD 35.28 MM has Grown at 47.54%
over average net sales of the previous four periods of USD 23.91 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 27.69 MM has Grown at 47.31%
over average net sales of the previous four periods of USD 18.8 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Depreciation
At USD 3.78 MM has Grown at 152.43%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
Here's what is not working for Origin Bancorp, Inc.
Net Sales
Lowest at USD 131.3 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
Credit Deposit Ratio
Lowest at 89.81%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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