ScoreWhy is Pan Asia Banking Corp. Plc ?
1
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.99%
- Healthy long term growth as Net profit has grown by an annual rate of 14.40%
2
With ROA of 1.21%, it has a very attractive valuation with a 0.80 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 48.25%, its profits have fallen by -3%
- At the current price, the company has a high dividend yield of 0
3
Consistent Returns over the last 3 years
- Along with generating 48.25% returns in the last 1 year, the stock has outperformed Sri Lanka CSE All Share in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Pan Asia Banking Corp. Plc should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Pan Asia Banking Corp. Plc for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Pan Asia Banking Corp. Plc
-100.0%
4.54
30.17%
Sri Lanka CSE All Share
44.74%
2.65
16.83%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.30%
EBIT Growth (5y)
14.25%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
11.05%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.80
EV to EBIT
8.77
EV to EBITDA
7.82
EV to Capital Employed
0.88
EV to Sales
1.48
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
10.07%
ROE (Latest)
13.18%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
DIVIDEND PAYOUT RATIO(Y)
Highest at 45.05%
CASH AND EQV(HY)
Highest at LKR 28,811.28 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 90.5%
NET SALES(Q)
Highest at LKR 8,055.24 MM
-4What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at LKR 1,835.57 MM
NET PROFIT(HY)
At LKR 1,853.67 MM has Grown at -40.39%
Here's what is working for Pan Asia Banking Corp. Plc
Net Sales
Highest at LKR 8,055.24 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (LKR MM)
Cash and Eqv
Highest at LKR 28,811.28 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Credit Deposit Ratio
Highest at 90.5%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Highest at 45.05%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
Highest at LKR 184.47 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (LKR MM)
Here's what is not working for Pan Asia Banking Corp. Plc
Net Profit
At LKR 1,853.67 MM has Grown at -40.39%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (LKR MM)
Operating Cash Flow
Lowest at LKR 1,835.57 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (LKR MM)
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