down arrow

Patriot National Bancorp, Inc.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US70336F2039
USD
1.35
0.02 (1.5%)

Dec 04

NAS

 Click here to see other stocks
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.

Comparison
Company
Score
Quality
Valuation
Financial
Technical
Citizens Holding Co. (Mississippi)
AmeriServ Financial, Inc.
Village Bank & Trust Financial Corp.
Bank of the James Financial Group, Inc.
First US Bancshares, Inc.
United Bancorp, Inc. (Ohio)
Pathfinder Bancorp, Inc.
Patriot National Bancorp, Inc.
SHF Holdings, Inc.
BayFirst Financial Corp.
Apptech Payments Corp.
Why is Patriot National Bancorp, Inc. ?
1
With a Operating Losses, the company has a Weak Long Term Fundamental Strength
  • A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
2
The company has declared Negative results for the last 9 consecutive quarters
  • NET PROFIT(HY) At USD -7.78 MM has Grown at -130.12%
  • CREDIT DEPOSIT RATIO(HY) Lowest at 70.72%
  • NET SALES(Q) Lowest at USD 11.49 MM
3
Risky - Negative EBITDA
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of -25.81%, its profits have fallen by -1350.7%
4
Consistent Underperformance against the benchmark over the last 3 years
  • Along with generating -25.81% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Patriot National Bancorp, Inc. for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
Patriot National Bancorp, Inc.
-48.08%
-0.16
176.68%
S&P 500
13.22%
0.61
20.17%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
3.07%
EBIT Growth (5y)
-184.63%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
1.89
EV to EBIT
1.66
EV to EBITDA
1.75
EV to Capital Employed
0.39
EV to Sales
-0.64
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
23.71%
ROE (Latest)
-74.13%
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company
CASH AND EQV(HY)

Highest at USD 35.66 MM

NET PROFIT(Q)

At USD -5 MM has Grown at 52.78%

EPS(Q)

Highest at USD -0.06

-12What is not working for the Company
NET PROFIT(HY)

At USD -7.78 MM has Grown at -130.12%

CREDIT DEPOSIT RATIO(HY)

Lowest at 70.72%

NET SALES(Q)

Lowest at USD 11.49 MM

Here's what is working for Patriot National Bancorp, Inc.
Net Profit
At USD -5 MM has Grown at 52.78%
over average net sales of the previous four periods of USD -10.59 MM
MOJO Watch
Near term Net Profit trend is positive

Net Profit (USD MM)

EPS
Highest at USD -0.06
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv
Highest at USD 35.66 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Patriot National Bancorp, Inc.
Credit Deposit Ratio
Lowest at 70.72% and Fallen
In each half year in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Net Sales
Lowest at USD 11.49 MM
in the last five periods
MOJO Watch
Near term sales trend is negative

Net Sales (USD MM)

Net Sales
At USD 11.49 MM has Fallen at -9.69%
over average net sales of the previous four periods of USD 12.73 MM
MOJO Watch
Near term sales trend is negative

Net Sales (USD MM)

Stock List
ABCDEFGHIJKLMNOPQRSTUVWXYZOther
Footer Logo
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
Market
Webinars
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."