Paycloud Holdings, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Kinjiro Co., Ltd.

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Smart Drive, Inc.

KAYAC, Inc.

Wantedly, Inc.

Paycloud Holdings, Inc.

Metareal Corp.

KLab, Inc.

CAVE Interactive Co., Ltd.

Why is Paycloud Holdings, Inc. ?

Poor Management Efficiency with a low ROE of 2.65%

The company has been able to generate a Return on Equity (avg) of 2.65% signifying low profitability per unit of shareholders funds

The company is Net-Debt Free

Poor long term growth as Operating profit has grown by an annual rate 28.26% of over the last 5 years
The company is Net-Debt Free
The company has been able to generate a Return on Equity (avg) of 2.65% signifying low profitability per unit of shareholders funds

Negative results in Feb 26

ROCE(HY) Lowest at 1.47%
INVENTORY TURNOVER RATIO(HY) Lowest at 12.03 times
NET SALES(Q) Lowest at JPY 2,324.56 MM

With ROE of 10.52%, it has a expensive valuation with a 1.61 Price to Book Value

Over the past year, while the stock has generated a return of -41.17%, its profits have risen by 250.1% ; the PEG ratio of the company is 0.1

Below par performance in long term as well as near term

Along with generating -41.17% returns in the last 1 year, the stock has also underperformed Japan Nikkei 225 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Paycloud Holdings, Inc. should be less than 10%
Overall Portfolio exposure to Software Products should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Paycloud Holdings, Inc. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Paycloud Holdings, Inc.

-100.0%

0.11

41.16%

Japan Nikkei 225

69.64%

2.62

26.55%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

64.39%

EBIT Growth (5y)

28.26%

EBIT to Interest (avg)

10.26

Debt to EBITDA (avg)

19.33

Net Debt to Equity (avg)

-0.42

Sales to Capital Employed (avg)

1.35

Tax Ratio

55.79%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

9.53%

ROE (avg)

2.65%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.61

EV to EBIT

6.75

EV to EBITDA

4.11

EV to Capital Employed

2.39

EV to Sales

0.47

PEG Ratio

0.06

Dividend Yield

ROCE (Latest)

35.40%

ROE (Latest)

10.52%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

RAW MATERIAL COST(Y)

Fallen by -0.72% (YoY

NET PROFIT(9M)

Higher at JPY 298.56 MM

CASH AND EQV(HY)

Highest at JPY 8,337.65 MM

-16What is not working for the Company

ROCE(HY)

Lowest at 1.47%

INVENTORY TURNOVER RATIO(HY)

Lowest at 12.03 times

NET SALES(Q)

Lowest at JPY 2,324.56 MM

INTEREST(Q)

Highest at JPY 8.34 MM

NET PROFIT(Q)

At JPY 83.02 MM has Fallen at -31.35%

Here's what is working for Paycloud Holdings, Inc.

Cash and Eqv

Highest at JPY 8,337.65 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Raw Material Cost

Fallen by -0.72% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at JPY 117.78 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Here's what is not working for Paycloud Holdings, Inc.

Net Sales

At JPY 2,324.56 MM has Fallen at -9.64%

over average net sales of the previous four periods of JPY 2,572.69 MM

MOJO Watch

Near term sales trend is very negative

Net Sales (JPY MM)

Net Sales

Lowest at JPY 2,324.56 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (JPY MM)

Interest

Highest at JPY 8.34 MM

in the last five periods and Increased by 7.2% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Net Profit

At JPY 83.02 MM has Fallen at -31.35%

over average net sales of the previous four periods of JPY 120.93 MM

MOJO Watch

Near term Net Profit trend is negative

Net Profit (JPY MM)

Inventory Turnover Ratio

Lowest at 12.03 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling inventory has slowed

Inventory Turnover Ratio