ScoreWhy is Paymentus Holdings, Inc. ?
1
Company has a low Debt to Equity ratio (avg) at times
2
Healthy long term growth as Net Sales has grown by an annual rate of 31.03%
3
With a growth in Net Profit of 57.06%, the company declared Very Positive results in Jun 25
- The company has declared positive results for the last 8 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 116.57 MM
- ROCE(HY) Highest at 11.59%
- DEBT-EQUITY RATIO (HY) Lowest at -50.71 %
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Paymentus Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Miscellaneous should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Paymentus Holdings, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Paymentus Holdings, Inc.
-8.32%
1.14
59.34%
S&P 500
16.12%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
31.57%
EBIT Growth (5y)
29.25%
EBIT to Interest (avg)
20.15
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.49
Sales to Capital Employed (avg)
1.66
Tax Ratio
16.77%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
15.76%
ROE (avg)
6.98%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
52
Industry P/E
Price to Book Value
5.75
EV to EBIT
42.64
EV to EBITDA
26.21
EV to Capital Employed
11.28
EV to Sales
2.49
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
26.46%
ROE (Latest)
11.06%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend23What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 144.91 MM
ROCE(HY)
Highest at 11.81%
NET SALES(Q)
Highest at USD 310.74 MM
PRE-TAX PROFIT(Q)
Highest at USD 22.6 MM
DEBT-EQUITY RATIO
(HY)
Lowest at -52.87 %
OPERATING PROFIT(Q)
Highest at USD 30.13 MM
OPERATING PROFIT MARGIN(Q)
Highest at 9.7 %
NET PROFIT(Q)
Highest at USD 17.74 MM
EPS(Q)
Highest at USD 0.14
-1What is not working for the Company
RAW MATERIAL COST(Y)
Grown by 7.44% (YoY
Here's what is working for Paymentus Holdings, Inc.
Operating Cash Flow
Highest at USD 144.91 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 310.74 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Pre-Tax Profit
Highest at USD 22.6 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Sales
At USD 310.74 MM has Grown at 34.19%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 30.13 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 9.7 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
At USD 22.6 MM has Grown at 56.58%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 17.74 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.14
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Debt-Equity Ratio
Lowest at -52.87 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for Paymentus Holdings, Inc.
Raw Material Cost
Grown by 7.44% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
