ScoreWhy is Paymentus Holdings, Inc. ?
1
Company has a low Debt to Equity ratio (avg) at times
2
Healthy long term growth as Net Sales has grown by an annual rate of 31.03%
3
With a growth in Net Profit of 57.06%, the company declared Very Positive results in Jun 25
- The company has declared positive results for the last 8 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 116.57 MM
- ROCE(HY) Highest at 11.59%
- DEBT-EQUITY RATIO (HY) Lowest at -50.71 %
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Paymentus Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Miscellaneous should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Paymentus Holdings, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Paymentus Holdings, Inc.
-35.59%
1.14
59.34%
S&P 500
25.41%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
31.72%
EBIT Growth (5y)
32.60%
EBIT to Interest (avg)
20.15
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.49
Sales to Capital Employed (avg)
1.74
Tax Ratio
16.77%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
99.89%
ROCE (avg)
15.76%
ROE (avg)
6.98%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
46
Industry P/E
Price to Book Value
5.50
EV to EBIT
36.51
EV to EBITDA
23.65
EV to Capital Employed
11.58
EV to Sales
2.30
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
31.72%
ROE (Latest)
11.94%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend29What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 142.14 MM
ROCE(HY)
Highest at 13.66%
NET SALES(Q)
Highest at USD 358.44 MM
PRE-TAX PROFIT(Q)
Highest at USD 29.09 MM
NET PROFIT(Q)
Highest at USD 20.88 MM
RAW MATERIAL COST(Y)
Fallen by -2.57% (YoY
CASH AND EQV(HY)
Highest at USD 666.67 MM
DEBT-EQUITY RATIO
(HY)
Lowest at -57.5 %
DEBTORS TURNOVER RATIO(HY)
Highest at 11.73 times
OPERATING PROFIT(Q)
Highest at USD 36.44 MM
EPS(Q)
Highest at USD 0.16
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Paymentus Holdings, Inc.
Operating Cash Flow
Highest at USD 142.14 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 358.44 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Pre-Tax Profit
Highest at USD 29.09 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 20.88 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Net Sales
At USD 358.44 MM has Grown at 30.23%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 36.44 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Pre-Tax Profit
At USD 29.09 MM has Grown at 63.42%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 20.88 MM has Grown at 51.17%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.16
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 666.67 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debt-Equity Ratio
Lowest at -57.5 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Debtors Turnover Ratio
Highest at 11.73 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by -2.57% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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