ScoreWhy is PayPal Holdings, Inc. ?
1
High Management Efficiency with a high ROE of 20.38%
2
Company has a low Debt to Equity ratio (avg) at times
3
Healthy long term growth as Net Sales has grown by an annual rate of 9.24%
4
With a growth in Operating Profit of 34.75%, the company declared Very Positive results in Dec 25
- ROCE(HY) Highest at 25.73%
- DIVIDEND PAYOUT RATIO(Y) Highest at 9.15%
- RAW MATERIAL COST(Y) Fallen by -1.31% (YoY)
5
With ROE of 23.88%, it has a very attractive valuation with a 3.70 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -31.01%, its profits have risen by 7.6% ; the PEG ratio of the company is 1.1
6
High Institutional Holdings at 81.93%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to PayPal Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Miscellaneous should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is PayPal Holdings, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PayPal Holdings, Inc.
-34.51%
-0.72
41.43%
S&P 500
17.45%
0.90
19.38%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.24%
EBIT Growth (5y)
14.00%
EBIT to Interest (avg)
15.46
Debt to EBITDA (avg)
Net Debt is too low
Net Debt to Equity (avg)
0.08
Sales to Capital Employed (avg)
0.98
Tax Ratio
20.57%
Dividend Payout Ratio
2.59%
Pledged Shares
0
Institutional Holding
81.93%
ROCE (avg)
24.63%
ROE (avg)
20.38%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
3.70
EV to EBIT
12.37
EV to EBITDA
10.66
EV to Capital Employed
3.50
EV to Sales
2.36
PEG Ratio
1.13
Dividend Yield
NA
ROCE (Latest)
28.31%
ROE (Latest)
23.88%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
Bullish
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
ROCE(HY)
Highest at 25.73%
DIVIDEND PAYOUT RATIO(Y)
Highest at 9.15%
RAW MATERIAL COST(Y)
Fallen by -1.31% (YoY
DEBTORS TURNOVER RATIO(HY)
Highest at 0.73 times
DIVIDEND PER SHARE(HY)
Highest at USD 0.73
NET SALES(Q)
Highest at USD 8,758 MM
PRE-TAX PROFIT(Q)
Highest at USD 1,749 MM
NET PROFIT(Q)
Highest at USD 1,544.75 MM
EPS(Q)
Highest at USD 1.53
-1What is not working for the Company
CASH AND EQV(HY)
Lowest at USD 21,177 MM
Here's what is working for PayPal Holdings, Inc.
Net Sales
Highest at USD 8,758 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Pre-Tax Profit
Highest at USD 1,749 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 1,544.75 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 1,544.75 MM has Grown at 60.84%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.53
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Debtors Turnover Ratio
Highest at 0.73 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Dividend per share
Highest at USD 0.73
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 9.15%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Raw Material Cost
Fallen by -1.31% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for PayPal Holdings, Inc.
Cash and Eqv
Lowest at USD 21,177 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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