ScoreWhy is PayPoint Plc ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 39.89%
- Company's ability to service its debt is strong with a healthy EBIT to Interest (avg) ratio of 14.52
2
Positive results in Mar 26
- ROCE(HY) Highest at 47.02%
- INTEREST COVERAGE RATIO(Q) Highest at 1,184.2
- DEBTORS TURNOVER RATIO(HY) Highest at 3.14 times
3
With ROE of 76.10%, it has a very expensive valuation with a 3.50 Price to Book Value
- Over the past year, while the stock has generated a return of -25.75%, its profits have fallen by -29.4%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to PayPoint Plc should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is PayPoint Plc for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PayPoint Plc
-25.75%
0.19
41.00%
FTSE 100
18.59%
1.58
11.75%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.44%
EBIT Growth (5y)
1.36%
EBIT to Interest (avg)
12.65
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
25.79%
Dividend Payout Ratio
67.37%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
96.83%
ROE (avg)
39.89%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
3.50
EV to EBIT
3.93
EV to EBITDA
2.69
EV to Capital Employed
-5.79
EV to Sales
0.65
PEG Ratio
NA
Dividend Yield
0.00%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
76.10%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
ROCE(HY)
Highest at 47.02%
INTEREST COVERAGE RATIO(Q)
Highest at 1,184.2
DEBTORS TURNOVER RATIO(HY)
Highest at 3.14 times
NET SALES(Q)
Highest at GBP 192.87 MM
OPERATING PROFIT(Q)
Highest at GBP 54.7 MM
OPERATING PROFIT MARGIN(Q)
Highest at 28.36 %
PRE-TAX PROFIT(Q)
Highest at GBP 40.75 MM
NET PROFIT(Q)
Highest at GBP 28.56 MM
EPS(Q)
Highest at GBP 0.38
-3What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 52.27%
RAW MATERIAL COST(Y)
Grown by 5.56% (YoY
DEBT-EQUITY RATIO
(HY)
Highest at -10.75 %
Here's what is working for PayPoint Plc
Interest Coverage Ratio
Highest at 1,184.2
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Net Profit
At GBP 28.56 MM has Grown at 106.58%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Net Sales
Highest at GBP 192.87 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (GBP MM)
Operating Profit
Highest at GBP 54.7 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (GBP MM)
Operating Profit Margin
Highest at 28.36 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at GBP 40.75 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (GBP MM)
Pre-Tax Profit
At GBP 40.75 MM has Grown at 83.21%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (GBP MM)
Net Profit
Highest at GBP 28.56 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (GBP MM)
EPS
Highest at GBP 0.38
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (GBP)
Debtors Turnover Ratio
Highest at 3.14 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Here's what is not working for PayPoint Plc
Debt-Equity Ratio
Highest at -10.75 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Dividend Payout Ratio
Lowest at 52.27%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Raw Material Cost
Grown by 5.56% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
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