ScoreWhy is PBS Finanse SA ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 1.60%
- Poor long term growth as Net Sales has grown by an annual rate of 33.62%
- The company has been able to generate a Return on Equity (avg) of 1.60% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Net Sales has grown by an annual rate of 33.62%
- NET SALES(HY) At PLN 1.84 MM has Grown at -49.13%
- PRE-TAX PROFIT(Q) At PLN -0.14 MM has Fallen at -582.76%
- NET PROFIT(Q) At PLN -0.14 MM has Fallen at -609.09%
3
With ROE of 1.04%, it has a expensive valuation with a 1.41 Price to Book Value
- Over the past year, while the stock has generated a return of 148.00%, its profits have risen by 50% ; the PEG ratio of the company is 0.1
4
Market Beating Performance
- The stock has generated a return of 148.00% in the last 1 year, much higher than market (Poland WIG) returns of 43.29%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to PBS Finanse SA should be less than 10%
- Overall Portfolio exposure to FMCG should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in FMCG)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is PBS Finanse SA for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PBS Finanse SA
148.0%
0.16
105.98%
Poland WIG
43.29%
2.67
16.21%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
33.62%
EBIT Growth (5y)
15.40%
EBIT to Interest (avg)
0.01
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.41
Tax Ratio
0.60%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
2.74%
ROE (avg)
1.60%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.41
EV to EBIT
-9.66
EV to EBITDA
-9.66
EV to Capital Employed
1.58
EV to Sales
2.66
PEG Ratio
0.10
Dividend Yield
NA
ROCE (Latest)
-6.38%
ROE (Latest)
1.04%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PLN -0.47 MM
NET PROFIT(HY)
Higher at PLN 0.12 MM
RAW MATERIAL COST(Y)
Fallen by -17.79% (YoY
-19What is not working for the Company
NET SALES(HY)
At PLN 1.84 MM has Grown at -49.13%
PRE-TAX PROFIT(Q)
At PLN -0.14 MM has Fallen at -582.76%
NET PROFIT(Q)
At PLN -0.14 MM has Fallen at -609.09%
CASH AND EQV(HY)
Lowest at PLN 5.36 MM
Here's what is working for PBS Finanse SA
Operating Cash Flow
Highest at PLN -0.47 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PLN MM)
Raw Material Cost
Fallen by -17.79% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for PBS Finanse SA
Net Sales
At PLN 1.84 MM has Grown at -49.13%
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (PLN MM)
Pre-Tax Profit
At PLN -0.14 MM has Fallen at -582.76%
over average net sales of the previous four periods of PLN 0.03 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (PLN MM)
Net Profit
At PLN -0.14 MM has Fallen at -609.09%
over average net sales of the previous four periods of PLN 0.03 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (PLN MM)
Cash and Eqv
Lowest at PLN 5.36 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
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