PCI-PAL PLC (PCIP) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Ramsdens Holdings Plc

Equals Group Plc

Bank of Cyprus Holdings Plc

PayPoint Plc

Virgin Money UK Plc

Alpha Group International Plc

Network International Holdings Plc

PCI-PAL PLC

Metro Bank Holdings Plc

Paragon Banking Group Plc

Manx Financial Group Plc

Why is PCI-PAL PLC ?

With a Negative Book Value, the company has a Weak Long Term Fundamental Strength

Poor long term growth as Operating profit has grown by an annual rate 13.07% of over the last 5 years
Company's ability to service its debt is weak with a poor EBIT to Interest (avg) ratio of -2.57

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 0.00%, its profits have fallen by -102%

Underperformed the market in the last 1 year

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is PCI-PAL PLC for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

PCI-PAL PLC

0.0%

-0.35

33.39%

FTSE 100

13.98%

1.15

13.60%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

33.13%

EBIT Growth (5y)

13.07%

EBIT to Interest (avg)

-2.57

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

0.29%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

-20.86

EV to EBIT

-38.68

EV to EBITDA

38.68

EV to Capital Employed

-8.42

EV to Sales

1.67

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

Negative BV

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Sideways

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company

OPERATING CASH FLOW(Y)

Highest at GBP 3.09 MM

NET SALES(Q)

Highest at GBP 11.9 MM

RAW MATERIAL COST(Y)

Fallen by -2.71% (YoY

DEBTORS TURNOVER RATIO(HY)

Highest at 5.96 times

EPS(Q)

Highest at GBP 0

-10What is not working for the Company

INTEREST(HY)

At GBP 0.04 MM has Grown at 56%

PRE-TAX PROFIT(Q)

At GBP 0.11 MM has Fallen at -86.1%

NET PROFIT(Q)

At GBP 0.33 MM has Fallen at -59.88%

DEBT-EQUITY RATIO (HY)

Highest at 332.71 %

Here's what is working for PCI-PAL PLC

Net Sales

Highest at GBP 11.9 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (GBP MM)

Operating Cash Flow

Highest at GBP 3.09 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (GBP MM)

Net Sales

At GBP 11.9 MM has Grown at 29.03%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (GBP MM)

EPS

Highest at GBP 0

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (GBP)

Debtors Turnover Ratio

Highest at 5.96 times

in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Raw Material Cost

Fallen by -2.71% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for PCI-PAL PLC

Pre-Tax Profit

At GBP 0.11 MM has Fallen at -86.1%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (GBP MM)

Net Profit

At GBP 0.33 MM has Fallen at -59.88%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (GBP MM)

Interest

At GBP 0.04 MM has Grown at 56%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (GBP MM)

Debt-Equity Ratio

Highest at 332.71 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio