ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Peapack-Gladstone Financial Corp. ?
1
Positive results in Jun 25
- NII(Q) Highest at USD 48.29 MM
- NET SALES(Q) Highest at USD 89.65 MM
2
With ROA of 0.33%, it has a expensive valuation with a 0.88 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -25.90%, its profits have fallen by -18.4%
3
Reducing Promoter Confidence
- Promoters have decreased their stake in the company by -0.61% over the previous quarter and currently hold 2.69% of the company
- Promoters decreasing their stake may signify reduced confidence in the future of the business
4
Below par performance in long term as well as near term
- Along with generating -25.90% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Peapack-Gladstone Financial Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Peapack-Gladstone Financial Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Peapack-Gladstone Financial Corp.
-21.65%
0.85
35.59%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.11%
EBIT Growth (5y)
4.11%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
10.82%
Pledged Shares
0
Institutional Holding
86.28%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
0.88
EV to EBIT
10.21
EV to EBITDA
9.13
EV to Capital Employed
0.85
EV to Sales
1.18
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
8.29%
ROE (Latest)
5.17%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
NII(Q)
Highest at USD 48.29 MM
NET SALES(Q)
Highest at USD 89.65 MM
-2What is not working for the Company
GROSS NPA (%)
(Q
Here's what is working for Peapack-Gladstone Financial Corp.
NII
Highest at USD 48.29 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 89.65 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Depreciation
Highest at USD 1.31 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
CASA
Highest at 12.29%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Peapack-Gladstone Financial Corp.
Non Performing Loans (%)
Highest at 1.98%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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