ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Peapack-Gladstone Financial Corp. ?
1
Positive results in Dec 25
- NII(Q) Highest at USD 56.54 MM
- NET SALES(Q) Highest at USD 93.98 MM
- GROSS NPA (%)(Q) Lowest at 1.09%
2
With ROA of 0.27%, it has a attractive valuation with a 1.01 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 18.95%, its profits have risen by 12.4% ; the PEG ratio of the company is 1.4
3
Reducing Promoter Confidence
- Promoters have decreased their stake in the company by -0.84% over the previous quarter and currently hold 1.79% of the company
- Promoters decreasing their stake may signify reduced confidence in the future of the business
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Peapack-Gladstone Financial Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Peapack-Gladstone Financial Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Peapack-Gladstone Financial Corp.
18.95%
1.88
35.37%
S&P 500
11.87%
0.62
19.30%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.94%
EBIT Growth (5y)
7.78%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
9.52%
Pledged Shares
0
Institutional Holding
84.54%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
1.01
EV to EBIT
13.10
EV to EBITDA
12.14
EV to Capital Employed
1.01
EV to Sales
1.75
PEG Ratio
1.41
Dividend Yield
NA
ROCE (Latest)
7.72%
ROE (Latest)
5.67%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NII(Q)
Highest at USD 56.54 MM
NET SALES(Q)
Highest at USD 93.98 MM
GROSS NPA (%)
(Q
OPERATING PROFIT(Q)
Highest at USD 16.99 MM
OPERATING PROFIT MARGIN(Q)
Highest at 18.08 %
PRE-TAX PROFIT(Q)
Highest at USD 16.99 MM
NET PROFIT(Q)
Highest at USD 12.16 MM
EPS(Q)
Highest at USD 0.69
-2What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 44.25 MM
Here's what is working for Peapack-Gladstone Financial Corp.
NII
Highest at USD 56.54 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 93.98 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Non Performing Loans (%)
Lowest at 1.09%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Operating Profit
Highest at USD 16.99 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 18.08 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 16.99 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 12.16 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.69
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for Peapack-Gladstone Financial Corp.
Operating Cash Flow
Lowest at USD 44.25 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Capital Adequacy Ratio
Lowest at 10.33%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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