ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is PensionBee Group Plc ?
1
Company's ability to service its debt is weak with a poor EBIT to Interest (avg) ratio of -12.68
- Company's ability to service its debt is weak with a poor EBIT to Interest (avg) ratio of -12.68
2
Poor long term growth as Operating profit has grown by an annual rate 16.87% of over the last 5 years
3
Positive results in Jun 26
- ROCE(HY) Highest at 26.51%
- NET SALES(Q) Highest at GBP 26.43 MM
- RAW MATERIAL COST(Y) Fallen by -9,925% (YoY)
4
With ROE of -16.00%, it has a risky valuation with a 8.26 Price to Book Value
- Over the past year, while the stock has generated a return of -6.04%, its profits have risen by 2.4%
5
Underperformed the market in the last 1 year
- Even though the market (FTSE 100) has generated returns of 16.06% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -6.04% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to PensionBee Group Plc should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is PensionBee Group Plc for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PensionBee Group Plc
-100.0%
-0.31
35.31%
FTSE 100
16.06%
1.36
11.82%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
35.21%
EBIT Growth (5y)
16.87%
EBIT to Interest (avg)
-10.96
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
100.00%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
8.26
EV to EBIT
-33.91
EV to EBITDA
-35.53
EV to Capital Employed
74.65
EV to Sales
6.23
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-220.12%
ROE (Latest)
-16.00%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
ROCE(HY)
Highest at 26.51%
NET SALES(Q)
Highest at GBP 26.43 MM
RAW MATERIAL COST(Y)
Fallen by -9,925% (YoY
NET PROFIT(Q)
Highest at GBP 8.21 MM
EPS(Q)
Highest at GBP 0.03
-2What is not working for the Company
DEBT-EQUITY RATIO
(HY)
Highest at -67.12 %
DEBTORS TURNOVER RATIO(HY)
Lowest at 10.56 times
Here's what is working for PensionBee Group Plc
Net Profit
At GBP 8.21 MM has Grown at 262.18%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Net Sales
Highest at GBP 26.43 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (GBP MM)
Net Sales
At GBP 26.43 MM has Grown at 40.16%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (GBP MM)
Net Profit
Highest at GBP 8.21 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (GBP MM)
EPS
Highest at GBP 0.03
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (GBP)
Raw Material Cost
Fallen by -9,925% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for PensionBee Group Plc
Debt-Equity Ratio
Highest at -67.12 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Debtors Turnover Ratio
Lowest at 10.56 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
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