Comparison
Why is People's Leasing & Finance PLC ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.24%
- Poor long term growth as Net Sales has grown by an annual rate of 0.31% and Operating profit at -6.69%
2
Flat results in Mar 25
- NO KEY NEGATIVE TRIGGERS
3
With ROE of 8.92%, it has a attractive valuation with a 1.40 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 73.70%, its profits have risen by 1.4% ; the PEG ratio of the company is 11.1
4
Consistent Returns over the last 3 years
- Along with generating 73.70% returns in the last 1 year, the stock has outperformed Sri Lanka CSE All Share in each of the last 3 annual periods
How much should you hold?
- Overall Portfolio exposure to People's Leasing & Finance PLC should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is People's Leasing & Finance PLC for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
People's Leasing & Finance PLC
-100.0%
3.54
31.06%
Sri Lanka CSE All Share
60.36%
3.50
17.24%
Quality key factors
Factor
Value
Sales Growth (5y)
0.31%
EBIT Growth (5y)
-6.69%
EBIT to Interest (avg)
3.83
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
40.54%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
52.39%
ROE (avg)
10.24%
Valuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
1.40
EV to EBIT
6.87
EV to EBITDA
6.32
EV to Capital Employed
1.68
EV to Sales
1.37
PEG Ratio
11.07
Dividend Yield
NA
ROCE (Latest)
24.45%
ROE (Latest)
8.92%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
Technical Movement
2What is working for the Company
RAW MATERIAL COST(Y)
Fallen by -27.52% (YoY
NET SALES(Q)
Highest at LKR 8,679 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for People's Leasing & Finance PLC
Net Sales
Highest at LKR 8,679 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (LKR MM)
Raw Material Cost
Fallen by -27.52% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at LKR 178 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (LKR MM)






