Why is Peoples Bancorp, Inc. (Ohio) ?
1
High Profitability with a Net Interest Margin of 18.36%
2
Strong Long Term Fundamental Strength with a 29.79% CAGR growth in Net Profits
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 29.79%
4
The company has declared Positive results for the last 3 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 147.6 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- CREDIT DEPOSIT RATIO(HY) Highest at 88.52%
5
With ROA of 0.77%, it has a fair valuation with a 1.00 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 26.08%, its profits have fallen by -9.4%
6
High Institutional Holdings at 63.58%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.63% over the previous quarter.
How much should you hold?
- Overall Portfolio exposure to Peoples Bancorp, Inc. (Ohio) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Peoples Bancorp, Inc. (Ohio) for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Peoples Bancorp, Inc. (Ohio)
26.08%
1.54
23.56%
S&P 500
19.75%
1.50
13.19%
Quality key factors
Factor
Value
Sales Growth (5y)
26.77%
EBIT Growth (5y)
18.42%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
54.47%
Pledged Shares
0
Institutional Holding
63.58%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.00
EV to EBIT
13.38
EV to EBITDA
11.70
EV to Capital Employed
1.00
EV to Sales
3.17
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
7.46%
ROE (Latest)
8.77%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
No Trend
Technical Movement
7What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 147.6 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(HY)
Highest at 88.52%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Peoples Bancorp, Inc. (Ohio)
Operating Cash Flow
Highest at USD 147.6 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Credit Deposit Ratio
Highest at 88.52%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)






