ScoreWhy is Peoples Bancorp, Inc. (Ohio) ?
1
High Profitability with a Net Interest Margin of 17.99%
2
Strong Long Term Fundamental Strength with a 63.52% CAGR growth in Net Profits
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 63.52%
4
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 158.43 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- CASH AND EQV(HY) Highest at USD 248.41 MM
5
With ROA of 0.86%, it has a very attractive valuation with a 0.97 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -16.88%, its profits have fallen by -12.5%
6
High Institutional Holdings at 63.17%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.48% over the previous quarter.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Peoples Bancorp, Inc. (Ohio) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Peoples Bancorp, Inc. (Ohio) for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Peoples Bancorp, Inc. (Ohio)
-12.79%
0.23
25.85%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
25.32%
EBIT Growth (5y)
18.08%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
48.10%
Pledged Shares
0
Institutional Holding
63.17%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.97
EV to EBIT
8.61
EV to EBITDA
7.47
EV to Capital Employed
0.97
EV to Sales
2.08
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
11.23%
ROE (Latest)
9.86%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 158.43 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
CASH AND EQV(HY)
Highest at USD 248.41 MM
-8What is not working for the Company
OPERATING PROFIT(Q)
Lowest at USD 27.45 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 21.72 %
PRE-TAX PROFIT(Q)
Lowest at USD 27.45 MM
NET PROFIT(Q)
Lowest at USD 20.98 MM
EPS(Q)
Lowest at USD 0.59
Here's what is working for Peoples Bancorp, Inc. (Ohio)
Operating Cash Flow
Highest at USD 158.43 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Cash and Eqv
Highest at USD 248.41 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Peoples Bancorp, Inc. (Ohio)
Operating Profit
Lowest at USD 27.45 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 21.72 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 27.45 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 20.98 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
Net Profit
Fallen at -28.07%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD 0.59
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
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