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Phoenix Group Holdings Plc

  • Market Cap: Large Cap
  • Industry: Insurance
  • ISIN: GB00BGXQNP29
  • LON: PHNX
GBP
9.34
-0.12 (-1.32%)

Sep 22

LON

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Chesnara Plc
St. James's Place Plc
Personal Group Holdings Plc
Hansard Global Plc
Phoenix Group Holdings Plc
Just Group Plc

Why is Phoenix Group Holdings Plc ?

1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.32%
  • Poor long term growth as Operating profit has grown by an annual rate of -100.00%
  • The company has been able to generate a Return on Equity (avg) of 2.32% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Operating profit has grown by an annual rate of -100.00%
3
The company has declared Positive results for the last 3 consecutive quarters
  • NET SALES(Q) At GBP 24,364 MM has Grown at 119.34%
  • NET PROFIT(HY) Higher at GBP -203 MM
  • PRE-TAX PROFIT(Q) Highest at GBP 93 MM
4
Risky -
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of 42.16%, its profits have risen by 57.8%
5
Market Beating performance in long term as well as near term
  • Along with generating 42.16% returns in the last 1 year, the stock has outperformed FTSE 100 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Phoenix Group Holdings Plc should be less than 10%
  2. Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Phoenix Group Holdings Plc for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
Phoenix Group Holdings Plc
42.16%
4.09
22.24%
FTSE 100
16.06%
1.36
11.82%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
11.37%
EBIT Growth (5y)
-100.00%
EBIT to Interest (avg)
0.13
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
100.00%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.02%
ROCE (avg)
0
ROE (avg)
2.32%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
34.10
EV to EBIT
NA
EV to EBITDA
19.07
EV to Capital Employed
-0.07
EV to Sales
0.01
PEG Ratio
NA
Dividend Yield
666.70%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-652.05%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

13What is working for the Company
NET SALES(Q)

At GBP 24,364 MM has Grown at 119.34%

NET PROFIT(HY)

Higher at GBP -203 MM

PRE-TAX PROFIT(Q)

Highest at GBP 93 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DIVIDEND PER SHARE(HY)

Highest at GBP 0

OPERATING PROFIT(Q)

Highest at GBP 218 MM

-3What is not working for the Company
ROCE(HY)

Lowest at -179.27%

DEBT-EQUITY RATIO (HY)

Highest at 1,902.75 %

Here's what is working for Phoenix Group Holdings Plc

Net Sales
At GBP 24,364 MM has Grown at 119.34%
Year on Year (YoY)
MOJO Watch
Near term sales trend is extremely positive

Net Sales (GBP MM)

Pre-Tax Profit
At GBP 93 MM has Grown at 1,062.5%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (GBP MM)

Pre-Tax Profit
Highest at GBP 93 MM and Grown
In each period in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (GBP MM)

Net Profit
Higher at GBP -203 MM
than preceding 12 month period ended Jun 2026
MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (GBP MM)

Operating Profit
Highest at GBP 218 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (GBP MM)

Dividend per share
Highest at GBP 0
in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (GBP)

Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Phoenix Group Holdings Plc

Debt-Equity Ratio
Highest at 1,902.75 %
in the last five Semi-Annual periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

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