ScoreWhy is Phoenix Group Holdings Plc ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.32%
- Poor long term growth as Operating profit has grown by an annual rate of 0%
- The company has been able to generate a Return on Equity (avg) of 2.32% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Operating profit has grown by an annual rate of 0%
3
Positive results in Dec 24
- OPERATING CASH FLOW(Y) Highest at GBP 10,987 MM
- INTEREST COVERAGE RATIO(Q) Highest at 2.8
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
4
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 34.46%, its profits have fallen by -19%
5
Market Beating Performance
- The stock has generated a return of 34.46% in the last 1 year, much higher than market (FTSE 100) returns of 15.94%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Phoenix Group Holdings Plc should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Phoenix Group Holdings Plc for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Phoenix Group Holdings Plc
34.46%
1.78
23.58%
FTSE 100
15.94%
1.23
12.99%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.74%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0.48
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
2.62%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.02%
ROCE (avg)
0
ROE (avg)
2.32%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
8.44
EV to EBIT
NA
EV to EBITDA
-223.98
EV to Capital Employed
0.40
EV to Sales
-0.18
PEG Ratio
NA
Dividend Yield
1255.92%
ROCE (Latest)
ROE (Latest)
-151.95%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Phoenix Group Holdings Plc
Interest Coverage Ratio
Highest at 2.8
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Operating Cash Flow
Highest at GBP 10,987 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (GBP MM)
Debt-Equity Ratio
Lowest at -437.43 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at GBP 4 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (GBP MM)
Depreciation
At GBP 4 MM has Grown at 33.33%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (GBP MM)
Here's what is not working for Phoenix Group Holdings Plc
Net Sales
At GBP 10,392 MM has Fallen at -44.23%
Year on Year (YoY)MOJO Watch
Near term sales trend is extremely negative
Net Sales (GBP MM)
Pre-Tax Profit
At GBP -438 MM has Fallen at -169.09%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (GBP MM)
Net Profit
At GBP -452 MM has Fallen at -247.71%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (GBP MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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