ScoreWhy is Phoenix Group Holdings Plc ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.32%
- Poor long term growth as Operating profit has grown by an annual rate of 0%
- The company has been able to generate a Return on Equity (avg) of 2.32% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Operating profit has grown by an annual rate of 0%
3
With a growth in Operating Profit of 225%, the company declared Very Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at GBP 9,440 MM
- INTEREST COVERAGE RATIO(Q) The company hardly has any interest cost
- PRE-TAX PROFIT(Q) At GBP 8 MM has Grown at 101.2%
4
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 13.63%, its profits have fallen by -19%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Phoenix Group Holdings Plc should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Phoenix Group Holdings Plc for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Phoenix Group Holdings Plc
12.78%
1.63
22.36%
FTSE 100
13.98%
1.15
13.60%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.74%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0.48
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
2.62%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.02%
ROCE (avg)
0
ROE (avg)
2.32%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
9.51
EV to EBIT
NA
EV to EBITDA
-175.74
EV to Capital Employed
0.31
EV to Sales
-0.14
PEG Ratio
NA
Dividend Yield
749.70%
ROCE (Latest)
ROE (Latest)
-151.95%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CASH FLOW(Y)
Highest at GBP 9,440 MM
INTEREST COVERAGE RATIO(Q)
The company hardly has any interest cost
PRE-TAX PROFIT(Q)
At GBP 8 MM has Grown at 101.2%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at -783.46 %
NET PROFIT(Q)
At GBP -182 MM has Grown at 72.71%
-2What is not working for the Company
NET SALES(Q)
At GBP 11,108 MM has Fallen at -24.05%
Here's what is working for Phoenix Group Holdings Plc
Pre-Tax Profit
At GBP 8 MM has Grown at 101.2%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Operating Cash Flow
Highest at GBP 9,440 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (GBP MM)
Net Profit
At GBP -182 MM has Grown at 72.71%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (GBP MM)
Debt-Equity Ratio
Lowest at -783.46 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at GBP 13 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (GBP MM)
Depreciation
At GBP 13 MM has Grown at 225%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (GBP MM)
Here's what is not working for Phoenix Group Holdings Plc
Net Sales
At GBP 11,108 MM has Fallen at -24.05%
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (GBP MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
