PICC Property & Casualty Co., Ltd. (2328) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

PICC Property & Casualty Co., Ltd.

Why is PICC Property & Casualty Co., Ltd. ?

Weak Long Term Fundamental Strength with a 4.50% CAGR growth in Net Sales

The company has declared Positive results for the last 4 consecutive quarters

OPERATING CASH FLOW(Y) Highest at HKD 137,546.2 MM
ROCE(HY) Highest at 16.54%
NET SALES(Q) Highest at HKD 312,599.54 MM

With ROE of 13.75%, it has a Very Attractive valuation with a 0.31 Price to Book Value

Over the past year, while the stock has generated a return of -2.66%, its profits have risen by 26% ; the PEG ratio of the company is 0.1

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to PICC Property & Casualty Co., Ltd. should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is PICC Property & Casualty Co., Ltd. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

PICC Property & Casualty Co., Ltd.

-100.0%

42.40

30.20%

Hang Seng Hong Kong

-5.07%

-0.27

18.67%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

4.50%

EBIT Growth (5y)

EBIT to Interest (avg)

0.48

Debt to EBITDA (avg)

15.16

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

1.67

Tax Ratio

18.16%

Dividend Payout Ratio

39.07%

Pledged Shares

Institutional Holding

ROCE (avg)

0.27%

ROE (avg)

12.21%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.31

EV to EBIT

EV to EBITDA

19.62

EV to Capital Employed

0.27

EV to Sales

0.14

PEG Ratio

0.09

Dividend Yield

13.11%

ROCE (Latest)

ROE (Latest)

13.75%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bearish

RSI

Bearish

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

15What is working for the Company

OPERATING CASH FLOW(Y)

Highest at HKD 137,546.2 MM

ROCE(HY)

Highest at 16.54%

NET SALES(Q)

Highest at HKD 312,599.54 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at 9.41 %

DIVIDEND PER SHARE(HY)

Highest at HKD 0

OPERATING PROFIT(Q)

Highest at HKD 42,069.81 MM

OPERATING PROFIT MARGIN(Q)

Highest at 13.46 %

PRE-TAX PROFIT(Q)

Highest at HKD 41,184.05 MM

NET PROFIT(Q)

Highest at HKD 36,921.48 MM

EPS(Q)

Highest at HKD 1.66

-2What is not working for the Company

INTEREST(HY)

At HKD 591.65 MM has Grown at 21.59%

Here's what is working for PICC Property & Casualty Co., Ltd.

Net Sales

Highest at HKD 312,599.54 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (HKD MM)

Operating Cash Flow

Highest at HKD 137,546.2 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (HKD MM)

Operating Profit

Highest at HKD 42,069.81 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (HKD MM)

Operating Profit Margin

Highest at 13.46 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at HKD 41,184.05 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (HKD MM)

Pre-Tax Profit

At HKD 41,184.05 MM has Grown at 50.84%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (HKD MM)

Net Profit

Highest at HKD 36,921.48 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (HKD MM)

EPS

Highest at HKD 1.66

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (HKD)

Debt-Equity Ratio

Lowest at 9.41 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Dividend per share

Highest at HKD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (HKD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at HKD 2,464.64 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (HKD MM)

Depreciation

At HKD 2,464.64 MM has Grown at 8.29%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (HKD MM)

Here's what is not working for PICC Property & Casualty Co., Ltd.

Interest

At HKD 591.65 MM has Grown at 21.59%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (HKD MM)

Footer loading