How much should you hold?
- Overall Portfolio exposure to Pinnacle Bancshares, Inc. (Alabama) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
9.58%
EBIT Growth (5y)
4.52%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
23.19%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
3.41
EV to EBIT
8.15
EV to EBITDA
7.37
EV to Capital Employed
-14.37
EV to Sales
2.48
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
24.03%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Movement
8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 4.27 MM
NII(Q)
Highest at USD 2.94 MM
CASH AND EQV(HY)
Highest at USD 5.75 MM
NET PROFIT(Q)
Highest at USD 1.12 MM
EPS(Q)
Highest at USD 1.24
-1What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 21.77%
Here's what is working for Pinnacle Bancshares, Inc. (Alabama)
Operating Cash Flow
Highest at USD 4.27 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
NII
Highest at USD 2.94 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Profit
Highest at USD 1.12 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.24
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 5.75 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Pinnacle Bancshares, Inc. (Alabama)
Dividend Payout Ratio
Lowest at 21.77%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)






