ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Pinnacle Financial Partners, Inc. ?
1
Strong Long Term Fundamental Strength with a 14.95% CAGR growth in Net Profits
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 14.95%
3
Positive results in Jun 25
- NII(Q) Highest at USD 379.53 MM
- OPERATING CASH FLOW(Y) Highest at USD 789.37 MM
- CASH AND EQV(HY) Highest at USD 936.31 MM
4
With ROA of 0.66%, it has a fair valuation with a 1.28 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -28.58%, its profits have fallen by -10.4%
5
High Institutional Holdings at 91.57%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Pinnacle Financial Partners, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Pinnacle Financial Partners, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Pinnacle Financial Partners, Inc.
-23.22%
0.65
36.50%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
20.96%
EBIT Growth (5y)
15.15%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
14.76%
Pledged Shares
0
Institutional Holding
91.57%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.28
EV to EBIT
16.03
EV to EBITDA
12.93
EV to Capital Employed
1.37
EV to Sales
2.52
PEG Ratio
NA
Dividend Yield
0.84%
ROCE (Latest)
8.52%
ROE (Latest)
7.51%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NII(Q)
Highest at USD 379.53 MM
OPERATING CASH FLOW(Y)
Highest at USD 789.37 MM
CASH AND EQV(HY)
Highest at USD 936.31 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
PRE-TAX PROFIT(Q)
Highest at USD 194.3 MM
NET PROFIT(Q)
Highest at USD 158.54 MM
EPS(Q)
Highest at USD 2
-1What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 82.46%
Here's what is working for Pinnacle Financial Partners, Inc.
NII
Highest at USD 379.53 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 789.37 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Pre-Tax Profit
Highest at USD 194.3 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 158.54 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 2
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 936.31 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Depreciation
Highest at USD 27.86 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for Pinnacle Financial Partners, Inc.
Credit Deposit Ratio
Lowest at 82.46%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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