ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Pinnacle Financial Partners, Inc. ?
1
Strong Long Term Fundamental Strength with a 16.18% CAGR growth in Net Profits
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 16.18%
3
Positive results in Sep 25
- NII(Q) Highest at USD 396.87 MM
- OPERATING CASH FLOW(Y) Highest at USD 1,051.76 MM
- CASH AND EQV(HY) Highest at USD 907.43 MM
4
With ROA of 0.81%, it has a fair valuation with a 1.84 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -22.76%, its profits have risen by 50.4% ; the PEG ratio of the company is 0.4
5
High Institutional Holdings at 100%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 10.51% over the previous quarter.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Pinnacle Financial Partners, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Pinnacle Financial Partners, Inc. for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Pinnacle Financial Partners, Inc.
-22.76%
0.30
36.13%
S&P 500
11.87%
0.62
19.30%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
21.81%
EBIT Growth (5y)
15.18%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
14.76%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
1.84
EV to EBIT
20.68
EV to EBITDA
17.28
EV to Capital Employed
1.99
EV to Sales
4.16
PEG Ratio
0.40
Dividend Yield
0.44%
ROCE (Latest)
9.65%
ROE (Latest)
9.18%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
NII(Q)
Highest at USD 396.87 MM
OPERATING CASH FLOW(Y)
Highest at USD 1,051.76 MM
CASH AND EQV(HY)
Highest at USD 907.43 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 721.25 MM
OPERATING PROFIT(Q)
Highest at USD 172.44 MM
PRE-TAX PROFIT(Q)
Highest at USD 217.45 MM
NET PROFIT(Q)
Highest at USD 179.51 MM
EPS(Q)
Highest at USD 2.19
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Pinnacle Financial Partners, Inc.
NII
Highest at USD 396.87 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 1,051.76 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 721.25 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 172.44 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Pre-Tax Profit
Highest at USD 217.45 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 179.51 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 2.19
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 907.43 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Depreciation
Highest at USD 28.39 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for Pinnacle Financial Partners, Inc.
Non Operating Income
Highest at USD 0.19 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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