ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Popular, Inc. ?
1
High Profitability with a Net Interest Margin of 6.12%
2
The Bank has a high Capital Adequacy Ratio of 16.57% signifying high buffers against its risk based assets
3
The company has declared Positive results for the last 4 consecutive quarters
- NII(Q) Highest at USD 657.55 MM
- ROCE(HY) Highest at 1.12%
- DIVIDEND PER SHARE(HY) Highest at USD 0
4
With ROA of 0.82%, it has a fair valuation with a 1.89 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 39.51%, its profits have risen by 37.5% ; the PEG ratio of the company is 0.3
5
High Institutional Holdings at 95.39%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Market Beating performance in long term as well as near term
- Along with generating 39.51% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Popular, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Popular, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Popular, Inc.
39.51%
1.90
28.01%
S&P 500
11.87%
0.62
19.30%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
12.58%
EBIT Growth (5y)
9.16%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
23.58%
Pledged Shares
0
Institutional Holding
95.39%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.89
EV to EBIT
8.39
EV to EBITDA
8.04
EV to Capital Employed
3.08
EV to Sales
2.17
PEG Ratio
0.30
Dividend Yield
177.39%
ROCE (Latest)
36.78%
ROE (Latest)
13.51%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
NII(Q)
Highest at USD 657.55 MM
ROCE(HY)
Highest at 1.12%
DIVIDEND PER SHARE(HY)
Highest at USD 0
PRE-TAX PROFIT(Q)
Highest at USD 278.62 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 58.78%
OPERATING PROFIT(Q)
Highest at USD 280.66 MM
OPERATING PROFIT MARGIN(Q)
Highest at 29.37 %
NET PROFIT(Q)
Highest at USD 233.9 MM
EPS(Q)
Highest at USD 3.53
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 608.24 MM
ROCE(HY)
Lowest at 1.12%
CASH AND EQV(HY)
Lowest at USD 779.84 MM
Here's what is working for Popular, Inc.
NII
Highest at USD 657.55 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Pre-Tax Profit
Highest at USD 278.62 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Profit
Highest at USD 280.66 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 29.37 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Net Profit
Highest at USD 233.9 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 3.53
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Credit Deposit Ratio
Highest at 58.78%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Popular, Inc.
Operating Cash Flow
Lowest at USD 608.24 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Cash and Eqv
Lowest at USD 779.84 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Capital Adequacy Ratio
Lowest at 15.77%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
