ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Popular, Inc. ?
1
High Profitability with a Net Interest Margin of 5.04%
2
The Bank has a high Capital Adequacy Ratio of 16.57% signifying high buffers against its risk based assets
3
The company has declared Positive results for the last 4 consecutive quarters
- NII(Q) Highest at USD 631.55 MM
- OPERATING CASH FLOW(Y) Highest at USD 834.32 MM
- GROSS NPA (%)(Q) Lowest at 0.82%
4
With ROA of 0.56%, it has a fair valuation with a 1.70 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 12.72%, its profits have risen by 36.9% ; the PEG ratio of the company is 0.4
5
High Institutional Holdings at 90.7%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Popular, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Popular, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Popular, Inc.
18.9%
1.28
27.62%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.16%
EBIT Growth (5y)
7.85%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
29.92%
Pledged Shares
0
Institutional Holding
90.70%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.70
EV to EBIT
5.27
EV to EBITDA
4.91
EV to Capital Employed
26.03
EV to Sales
1.14
PEG Ratio
0.37
Dividend Yield
198.99%
ROCE (Latest)
493.62%
ROE (Latest)
11.87%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
NII(Q)
Highest at USD 631.55 MM
OPERATING CASH FLOW(Y)
Highest at USD 834.32 MM
GROSS NPA (%)
(Q
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 943.87 MM
OPERATING PROFIT(Q)
Highest at USD 256.46 MM
OPERATING PROFIT MARGIN(Q)
Highest at 27.17 %
PRE-TAX PROFIT(Q)
Highest at USD 258.32 MM
NET PROFIT(Q)
Highest at USD 210.44 MM
EPS(Q)
Highest at USD 3.09
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Popular, Inc.
NII
Highest at USD 631.55 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Non Performing Loans (%)
Lowest at 0.82%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Operating Cash Flow
Highest at USD 834.32 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 943.87 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 256.46 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 27.17 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 258.32 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 210.44 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 3.09
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for Popular, Inc.
Capital Adequacy Ratio
Lowest at 15.96%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
