ScoreWhy is Powszechny Zaklad Ubezpieczen SA ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 31.66%
2
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 31.66%
3
Positive results in Jun 26
- INTEREST COVERAGE RATIO(Q) Highest at 20.2
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
4
With ROE of 37.94%, it has a fair valuation with a 1.53 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 26.84%, its profits have risen by 33% ; the PEG ratio of the company is 0.1
5
Majority shareholders : FIIs
6
Underperformed the market in the last 1 year
- The stock has generated a return of 26.84% in the last 1 year, much lower than market (Poland WIG) returns of 43.29%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Powszechny Zaklad Ubezpieczen SA should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Powszechny Zaklad Ubezpieczen SA for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Powszechny Zaklad Ubezpieczen SA
26.84%
2.05
22.03%
Poland WIG
43.29%
2.67
16.21%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.20%
EBIT Growth (5y)
0
EBIT to Interest (avg)
-0.12
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.60%
Dividend Payout Ratio
61.86%
Pledged Shares
0
Institutional Holding
0.14%
ROCE (avg)
0.22%
ROE (avg)
31.66%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
1.53
EV to EBIT
NA
EV to EBITDA
50.66
EV to Capital Employed
1.34
EV to Sales
1.15
PEG Ratio
0.12
Dividend Yield
68.35%
ROCE (Latest)
ROE (Latest)
37.94%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
INTEREST COVERAGE RATIO(Q)
Highest at 20.2
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Powszechny Zaklad Ubezpieczen SA
Interest Coverage Ratio
Highest at 20.2 and Grown
In each period in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at PLN 298 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PLN MM)
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