How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Premier Insurance Co. of Pakistan Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Premier Insurance Co. of Pakistan Ltd.
-100.0%
-0.36
62.27%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality key factors
Factor
Value
Sales Growth (5y)
10.70%
EBIT Growth (5y)
0.00%
EBIT to Interest (avg)
1.03
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.34%
ROE (avg)
1.22%
Valuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.36
EV to EBIT
NA
EV to EBITDA
42.96
EV to Capital Employed
0.29
EV to Sales
0.52
PEG Ratio
0.01
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
6.19%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Movement
26What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PKR 162.1 MM
PRE-TAX PROFIT(Q)
At PKR 22.72 MM has Grown at 597.68%
NET PROFIT(Q)
At PKR 22.2 MM has Grown at 443.9%
ROCE(HY)
Highest at 9.24%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(9M)
Higher at PKR 475.65 MM
-11What is not working for the Company
INTEREST(HY)
At PKR 1.33 MM has Grown at 351.02%
INTEREST COVERAGE RATIO(Q)
Lowest at 285.84
Here's what is working for Premier Insurance Co. of Pakistan Ltd.
Pre-Tax Profit
At PKR 22.72 MM has Grown at 597.68%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (PKR MM)
Net Profit
At PKR 22.2 MM has Grown at 443.9%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (PKR MM)
Operating Cash Flow
Highest at PKR 162.1 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PKR MM)
Net Sales
At PKR 475.65 MM has Grown at 48.24%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (PKR MM)
Net Sales
Higher at PKR 475.65 MM
than preceding 12 month period ended Mar 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Sales (PKR MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Premier Insurance Co. of Pakistan Ltd.
Interest
At PKR 1.33 MM has Grown at 351.02%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (PKR MM)
Interest Coverage Ratio
Lowest at 285.84 and Fallen
In each period in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest






