ScoreWhy is Princeton Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of 9.81%
2
Strong Long Term Fundamental Strength with a 6.15% CAGR growth in Net Profits
3
Flat results in Dec 25
- OPERATING CASH FLOW(Y) Lowest at USD 9.28 MM
- NET SALES(Q) Lowest at USD 31.76 MM
4
With ROA of 0.55%, it has a attractive valuation with a 0.87 Price to Book Value
- Over the past year, while the stock has generated a return of 9.07%, its profits have risen by 3.1% ; the PEG ratio of the company is 2.9
5
High Institutional Holdings at 45.17%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Princeton Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Princeton Bancorp, Inc. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Princeton Bancorp, Inc.
9.17%
0.38
29.22%
S&P 500
16.12%
0.77
19.29%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.18%
EBIT Growth (5y)
8.13%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
46.13%
Pledged Shares
0
Institutional Holding
45.17%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
0.87
EV to EBIT
4.63
EV to EBITDA
4.20
EV to Capital Employed
0.74
EV to Sales
0.76
PEG Ratio
2.86
Dividend Yield
0.53%
ROCE (Latest)
15.91%
ROE (Latest)
6.88%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
CASH AND EQV(HY)
Highest at USD 153.86 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
PRE-TAX PROFIT(Q)
At USD 7.92 MM has Grown at 40.23%
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 9.28 MM
NET SALES(Q)
Lowest at USD 31.76 MM
Here's what is working for Princeton Bancorp, Inc.
Pre-Tax Profit
At USD 7.92 MM has Grown at 40.23%
over average net sales of the previous four periods of USD 5.65 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Cash and Eqv
Highest at USD 153.86 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
CASA
Highest at 12.93%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Princeton Bancorp, Inc.
Operating Cash Flow
Lowest at USD 9.28 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Net Sales
Lowest at USD 31.76 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term sales trend is very negative
Net Sales (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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