ProAssurance Corp.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: US74267C1062
USD
24.75
0.11 (0.45%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Palomar Holdings, Inc.
SiriusPoint Ltd.
Selective Insurance Group, Inc.
The Hanover Insurance Group, Inc.
Mercury General Corp.
NMI Holdings, Inc.
ProAssurance Corp.
Horace Mann Educators Corp.
Safety Insurance Group, Inc.
Kemper Corp.
Employers Holdings, Inc.

Why is ProAssurance Corp. ?

1
Poor long term growth as Operating profit has grown by an annual rate of 1.42%
2
The company has declared negative results in Mar'2025 after 4 consecutive positive quarters
  • INTEREST COVERAGE RATIO(Q) Lowest at 67.78
3
With ROE of 3.43%, it has a very expensive valuation with a 1.13 Price to Book Value
  • Over the past year, while the stock has generated a return of 44.15%, its profits have risen by 159.4% ; the PEG ratio of the company is 0.2
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to ProAssurance Corp. should be less than 10%
  2. Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is ProAssurance Corp. for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
ProAssurance Corp.
6.87%
1.52
52.61%
S&P 500
13.68%
0.70
20.15%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
4.57%
EBIT Growth (5y)
5.68%
EBIT to Interest (avg)
0.23
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
17.76%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0.91%
ROE (avg)
3.33%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
44
Industry P/E
Price to Book Value
1.14
EV to EBIT
-1252.88
EV to EBITDA
84.79
EV to Capital Employed
1.18
EV to Sales
1.12
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
2.58%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company
OPERATING CASH FLOW(Y)

Highest at USD -12.71 MM

DEBT-EQUITY RATIO (HY)

Lowest at 29.32 %

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-14What is not working for the Company
PRE-TAX PROFIT(Q)

At USD 4.37 MM has Fallen at -79.29%

NET PROFIT(Q)

At USD 1.45 MM has Fallen at -91.2%

INTEREST COVERAGE RATIO(Q)

Lowest at 63.18

Here's what is working for ProAssurance Corp.

Operating Cash Flow
Highest at USD -12.71 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Debt-Equity Ratio
Lowest at 29.32 % and Grown
In each half year in the last five Semi-Annual periods
MOJO Watch
The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for ProAssurance Corp.

Pre-Tax Profit
At USD 4.37 MM has Fallen at -79.29%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit
At USD 1.45 MM has Fallen at -91.2%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very negative

Net Profit (USD MM)

Interest Coverage Ratio
Lowest at 63.18
in the last five periods
MOJO Watch
The company's ability to manage interest payments is deteriorating

Operating Profit to Interest