Comparison
Why is ProAssurance Corp. ?
1
Poor long term growth as Operating profit has grown by an annual rate of 1.42%
2
The company has declared negative results in Mar'2025 after 4 consecutive positive quarters
- INTEREST COVERAGE RATIO(Q) Lowest at 67.78
3
With ROE of 3.43%, it has a very expensive valuation with a 1.13 Price to Book Value
- Over the past year, while the stock has generated a return of 44.85%, its profits have risen by 159.4% ; the PEG ratio of the company is 0.2
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is ProAssurance Corp. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
ProAssurance Corp.
42.45%
1.48
52.73%
S&P 500
13.22%
0.64
20.20%
Quality key factors
Factor
Value
Sales Growth (5y)
4.34%
EBIT Growth (5y)
1.42%
EBIT to Interest (avg)
0.23
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
17.76%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0.91%
ROE (avg)
3.33%
Valuation Key Factors 
Factor
Value
P/E Ratio
33
Industry P/E
Price to Book Value
1.13
EV to EBIT
-1534.32
EV to EBITDA
94.47
EV to Capital Employed
1.12
EV to Sales
1.35
PEG Ratio
0.21
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
3.43%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bullish
Technical Movement
8What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 31.13 %
OPERATING PROFIT(Q)
Highest at USD 34.99 MM
OPERATING PROFIT MARGIN(Q)
Highest at 12.64 %
PRE-TAX PROFIT(Q)
Highest at USD 27.43 MM
NET PROFIT(Q)
Highest at USD 21.92 MM
EPS(Q)
Highest at USD 0.42
-2What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 67.78
Here's what is working for ProAssurance Corp.
Operating Profit
Highest at USD 34.99 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 12.64 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 27.43 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 27.43 MM has Grown at 53.02%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 21.92 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.42
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Debt-Equity Ratio
Lowest at 31.13 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for ProAssurance Corp.
Interest Coverage Ratio
Lowest at 67.78
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest






