Why is PROG Holdings, Inc. ?
1
Poor long term growth as Net Sales has grown by an annual rate of -9.28% over the last 5 years
2
With ROE of 36.54%, it has a very attractive valuation with a 2.92 Price to Book Value
- Over the past year, while the stock has generated a return of -37.29%, its profits have risen by 56.1% ; the PEG ratio of the company is 0.1
3
Below par performance in long term as well as near term
- Along with generating -37.29% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is PROG Holdings, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PROG Holdings, Inc.
-38.27%
-0.32
49.51%
S&P 500
13.22%
0.64
20.20%
Quality key factors
Factor
Value
Sales Growth (5y)
-9.28%
EBIT Growth (5y)
-4.69%
EBIT to Interest (avg)
23.19
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
10.60%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
30.66%
ROE (avg)
29.89%
Valuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
2.92
EV to EBIT
9.22
EV to EBITDA
1.19
EV to Capital Employed
2.21
EV to Sales
0.91
PEG Ratio
0.12
Dividend Yield
NA
ROCE (Latest)
24.02%
ROE (Latest)
36.54%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Movement
6What is working for the Company
ROCE(HY)
Highest at 34.34%
RAW MATERIAL COST(Y)
Fallen by -4.25% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 57.03 %
INVENTORY TURNOVER RATIO(HY)
Highest at 3.07 times
DIVIDEND PER SHARE(HY)
Highest at USD 12.93
-5What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 3,596.76
OPERATING PROFIT(Q)
Lowest at USD 454.67 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 75.19 %
NET PROFIT(Q)
Lowest at USD 38.48 MM
Here's what is working for PROG Holdings, Inc.
Debt-Equity Ratio
Lowest at 57.03 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Inventory Turnover Ratio
Highest at 3.07 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its inventory faster
Inventory Turnover Ratio
Dividend per share
Highest at USD 12.93
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Raw Material Cost
Fallen by -4.25% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for PROG Holdings, Inc.
Interest Coverage Ratio
Lowest at 3,596.76
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Operating Profit
Lowest at USD 454.67 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 75.19 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Net Profit
Lowest at USD 38.48 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)






