PROG Holdings, Inc. (AAN) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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PROG Holdings, Inc.

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Why is PROG Holdings, Inc. ?

Poor long term growth as Net Sales has grown by an annual rate of -9.28% over the last 5 years

With ROE of 36.54%, it has a very attractive valuation with a 2.92 Price to Book Value

Over the past year, while the stock has generated a return of -36.33%, its profits have risen by 56.1% ; the PEG ratio of the company is 0.1

Below par performance in long term as well as near term

Along with generating -36.33% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is PROG Holdings, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

PROG Holdings, Inc.

5.37%

-0.29

49.74%

S&P 500

16.12%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-8.29%

EBIT Growth (5y)

-8.46%

EBIT to Interest (avg)

23.19

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

14.48%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

30.66%

ROE (avg)

29.89%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.47

EV to EBIT

8.92

EV to EBITDA

1.15

EV to Capital Employed

2.06

EV to Sales

0.87

PEG Ratio

Dividend Yield

ROCE (Latest)

23.11%

ROE (Latest)

18.98%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Bearish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

9What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 334.96 MM

INTEREST COVERAGE RATIO(Q)

Highest at 5,881.75

DIVIDEND PAYOUT RATIO(Y)

Highest at 13.04%

RAW MATERIAL COST(Y)

Fallen by -8.78% (YoY

CASH AND EQV(HY)

Highest at USD 601.38 MM

DEBT-EQUITY RATIO (HY)

Lowest at 39.3 %

DIVIDEND PER SHARE(HY)

Highest at USD 12.54

-23What is not working for the Company

INTEREST(HY)

At USD 24.23 MM has Grown at 32.48%

ROCE(HY)

Lowest at 18.08%

INVENTORY TURNOVER RATIO(HY)

Lowest at 2.5 times

NET SALES(Q)

Lowest at USD 574.59 MM

OPERATING PROFIT(Q)

Lowest at USD 419.02 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 72.92 %

NET PROFIT(Q)

Lowest at USD 29.26 MM

Here's what is working for PROG Holdings, Inc.

Interest Coverage Ratio

Highest at 5,881.75

in the last five periods

MOJO Watch

The company's ability to manage interest payments is improving

Operating Profit to Interest

Operating Cash Flow

Highest at USD 334.96 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Cash and Eqv

Highest at USD 601.38 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Debt-Equity Ratio

Lowest at 39.3 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Dividend per share

Highest at USD 12.54

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Dividend Payout Ratio

Highest at 13.04%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Raw Material Cost

Fallen by -8.78% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for PROG Holdings, Inc.

Net Profit

At USD 29.26 MM has Fallen at -54.87%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Interest

At USD 24.23 MM has Grown at 32.48%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Net Sales

Lowest at USD 574.59 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Operating Profit

Lowest at USD 419.02 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 72.92 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Net Profit

Lowest at USD 29.26 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

Inventory Turnover Ratio

Lowest at 2.5 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling inventory has slowed

Inventory Turnover Ratio