ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Provident Financial Services, Inc. ?
1
High Profitability with a Net Interest Margin of 18.34%
2
The company has declared Positive results for the last 3 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 583.76 MM
- OPERATING PROFIT(Q) Highest at USD 102.44 MM
- OPERATING PROFIT MARGIN(Q) Highest at 32.39 %
3
With ROA of 0.49%, it has a very attractive valuation with a 0.87 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 1.41%, its profits have risen by 52.7%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Provident Financial Services, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Provident Financial Services, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Provident Financial Services, Inc.
22.82%
1.79
31.25%
S&P 500
19.17%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
28.50%
EBIT Growth (5y)
20.00%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
43.05%
Pledged Shares
0
Institutional Holding
75.14%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.95
EV to EBIT
16.77
EV to EBITDA
13.52
EV to Capital Employed
0.97
EV to Sales
3.85
PEG Ratio
0.06
Dividend Yield
282.11%
ROCE (Latest)
5.80%
ROE (Latest)
9.52%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
ROCE(HY)
Highest at 1.19%
NII(Q)
Highest at USD 197.41 MM
OPERATING PROFIT(Q)
Highest at USD 111.56 MM
OPERATING PROFIT MARGIN(Q)
Highest at 34.34 %
PRE-TAX PROFIT(Q)
Highest at USD 112.25 MM
NET PROFIT(Q)
Highest at USD 83.43 MM
EPS(Q)
Highest at USD 0.64
-2What is not working for the Company
ROCE(HY)
Lowest at 1.19%
Here's what is working for Provident Financial Services, Inc.
NII
Highest at USD 197.41 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Profit
Highest at USD 111.56 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 34.34 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 112.25 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 83.43 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.64
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
