Prudential Financial, Inc. (PRU) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Why is Prudential Financial, Inc. ?

Positive results in Jun 25

DIVIDEND PER SHARE(HY) Highest at USD 0
DIVIDEND PAYOUT RATIO(Y) Highest at 90.92%
RAW MATERIAL COST(Y) Fallen by 0% (YoY)

With ROE of 7.68%, it has a expensive valuation with a 2.27 Price to Book Value

The stock is trading at a fair value compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -2.52%, its profits have risen by 6.1% ; the PEG ratio of the company is 3.9

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Prudential Financial, Inc. should be less than 10%
Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Prudential Financial, Inc. for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Prudential Financial, Inc.

3.5%

-0.01

26.91%

S&P 500

25.41%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

1.28%

EBIT Growth (5y)

EBIT to Interest (avg)

0.27

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

15.52%

Dividend Payout Ratio

54.03%

Pledged Shares

Institutional Holding

64.11%

ROCE (avg)

0.49%

ROE (avg)

7.02%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.83

EV to EBIT

EV to EBITDA

166.08

EV to Capital Employed

2.01

EV to Sales

0.88

PEG Ratio

0.50

Dividend Yield

333.77%

ROCE (Latest)

ROE (Latest)

11.02%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

NET PROFIT(HY)

At USD 1,502 MM has Grown at 131.08%

DIVIDEND PAYOUT RATIO(Y)

Highest at 83.19%

DIVIDEND PER SHARE(HY)

Highest at USD 0

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-8What is not working for the Company

NET PROFIT(Q)

At USD 597 MM has Fallen at -33.22%

DEBT-EQUITY RATIO (HY)

Highest at 56.58 %

OPERATING PROFIT(Q)

Lowest at USD 733 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 4.72 %

PRE-TAX PROFIT(Q)

Lowest at USD 733 MM

Here's what is working for Prudential Financial, Inc.

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Dividend Payout Ratio

Highest at 83.19% and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

At USD 143 MM has Grown at inf%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (USD MM)

Here's what is not working for Prudential Financial, Inc.

Pre-Tax Profit

At USD 733 MM has Fallen at -37.03%

over average net sales of the previous four periods of USD 1,164 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD 597 MM has Fallen at -33.22%

over average net sales of the previous four periods of USD 894 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Operating Profit

Lowest at USD 733 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 4.72 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD 733 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Debt-Equity Ratio

Highest at 56.58 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio