ScoreWhy is PTC India Financial Services Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 6.63%
- Poor long term growth as Net Sales has grown by an annual rate of -14.19% and Operating profit at -7.58%
2
With ROE of 11.8, it has a Expensive valuation with a 0.7 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -27.56%, its profits have risen by 124.5% ; the PEG ratio of the company is 0.1
3
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 0.49% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -27.56% returns
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is PTC India Fin for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PTC India Fin
-27.67%
-0.70
38.70%
Sensex
4.17%
0.34
11.80%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
23
Price to Book Value
0.71
EV to EBIT
4.94
EV to EBITDA
4.89
EV to Capital Employed
0.80
EV to Sales
5.83
PEG Ratio
0.05
Dividend Yield
NA
ROCE (Latest)
16.16%
ROE (Latest)
11.75%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
PAT(Latest six months)
Higher at Rs 224.77 cr
DEBT-EQUITY RATIO(HY)
Lowest at 0.76 times
PBT LESS OI(Q)
At Rs 117.61 cr has Grown at 30.5% (vs previous 4Q average
-4What is not working for the Company
NET SALES(Q)
At Rs 131.84 cr has Fallen at -14.1% (vs previous 4Q average
Loading Valuation Snapshot...
Here's what is working for PTC India Fin
Profit After Tax (PAT) - Latest six months
At Rs 224.77 cr has Grown at 145.01%
Year on Year (YoY)MOJO Watch
PAT trend is very positive
PAT (Rs Cr)
Profit After Tax (PAT) - Latest six months
Higher at Rs 224.77 cr
than preceding 12 month period ended Sep 2025 of Rs 217.05 crMOJO Watch
In the half year the company has already crossed PAT of the previous twelve months
PAT (Rs Cr)
Debt-Equity Ratio - Half Yearly
Lowest at 0.76 times and Fallen
each half year in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 117.61 cr has Grown at 30.5% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 90.14 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Here's what is not working for PTC India Fin
Net Sales - Quarterly
Lowest at Rs 131.84 cr and Fallen
each quarter in the last five quartersMOJO Watch
Near term sales trend is very negative
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 131.84 cr has Fallen at -14.1% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 153.52 CrMOJO Watch
Near term sales trend is very negative
Net Sales (Rs Cr)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
