QCR Holdings, Inc. (QCRH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Inter & Co., Inc.

OFG Bancorp

City Holding Co.

QCR Holdings, Inc.

FB Financial Corp.

Stellar Bancorp, Inc.

Nicolet Bankshares, Inc.

NBT Bancorp, Inc.

Pathward Financial, Inc.

The First Bancshares, Inc. (Mississippi)

Hope Bancorp, Inc.

Why is QCR Holdings, Inc. ?

High Profitability with a Net Interest Margin of 5.44%

Positive results in Jun 26

ROCE(HY) Highest at 1.51%
GROSS NPA (%)(Q) Lowest at 0.56%
DIVIDEND PER SHARE(HY) Highest at USD 0

With ROA of 0.81%, it has a very attractive valuation with a 1.25 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 48.63%, its profits have risen by 11.1% ; the PEG ratio of the company is 1

High Institutional Holdings at 88.45%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 5% over the previous quarter.

Market Beating performance in long term as well as near term

Along with generating 48.63% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to QCR Holdings, Inc. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is QCR Holdings, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

QCR Holdings, Inc.

48.58%

3.39

25.85%

S&P 500

21.51%

1.63

13.19%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

19.80%

EBIT Growth (5y)

5.28%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

3.20%

Pledged Shares

Institutional Holding

83.45%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.25

EV to EBIT

12.59

EV to EBITDA

11.47

EV to Capital Employed

1.22

EV to Sales

3.23

PEG Ratio

0.95

Dividend Yield

0.34%

ROCE (Latest)

9.67%

ROE (Latest)

11.60%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

9What is working for the Company

ROCE(HY)

Highest at 1.51%

GROSS NPA (%)

DIVIDEND PER SHARE(HY)

Highest at USD 0

OPERATING PROFIT MARGIN(Q)

Highest at 32.62 %

EPS(Q)

Highest at USD 2.19

-4What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 101.14 MM

ROCE(HY)

Lowest at 1.51%

Here's what is working for QCR Holdings, Inc.

Non Performing Loans (%)

Lowest at 0.56%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

Operating Profit Margin

Highest at 32.62 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

EPS

Highest at USD 2.19

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

CASA

Highest at 11.18%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for QCR Holdings, Inc.

Operating Cash Flow

Lowest at USD 101.14 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)