ScoreWhy is QCR Holdings, Inc. ?
1
High Profitability with a Net Interest Margin of 5.44%
2
Positive results in Mar 26
- ROCE(HY) Highest at 1.44%
- DIVIDEND PAYOUT RATIO(Y) Highest at 5.02%
- DIVIDEND PER SHARE(HY) Highest at USD 0
3
With ROA of 0.81%, it has a very attractive valuation with a 1.25 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 47.64%, its profits have risen by 11.1% ; the PEG ratio of the company is 1
4
High Institutional Holdings at 83.45%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.3% over the previous quarter.
5
Consistent Returns over the last 3 years
- Along with generating 47.64% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to QCR Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is QCR Holdings, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
QCR Holdings, Inc.
47.64%
2.69
26.32%
S&P 500
25.41%
1.92
13.25%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
19.80%
EBIT Growth (5y)
5.28%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
3.20%
Pledged Shares
0
Institutional Holding
83.45%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.25
EV to EBIT
12.59
EV to EBITDA
11.47
EV to Capital Employed
1.22
EV to Sales
3.23
PEG Ratio
0.95
Dividend Yield
0.34%
ROCE (Latest)
9.67%
ROE (Latest)
11.60%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
ROCE(HY)
Highest at 1.44%
DIVIDEND PAYOUT RATIO(Y)
Highest at 5.02%
DIVIDEND PER SHARE(HY)
Highest at USD 0
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 141.91 MM
ROCE(HY)
Lowest at 1.44%
CREDIT DEPOSIT RATIO(HY)
Lowest at 87%
Here's what is working for QCR Holdings, Inc.
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 5.02%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
CASA
Highest at 11.05%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for QCR Holdings, Inc.
Operating Cash Flow
Lowest at USD 141.91 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Credit Deposit Ratio
Lowest at 87%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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