ScoreWhy is QCR Holdings, Inc. ?
1
High Profitability with a Net Interest Margin of 6.29%
2
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 450.23 MM
- NII(Q) Highest at USD 62.08 MM
3
With ROA of 0.76%, it has a fair valuation with a 1.11 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -12.76%, its profits have risen by 1.8% ; the PEG ratio of the company is 9.8
4
High Institutional Holdings at 77.43%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.94% over the previous quarter.
5
Below par performance in long term as well as near term
- Along with generating -12.76% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to QCR Holdings, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is QCR Holdings, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
QCR Holdings, Inc.
-5.39%
1.68
27.57%
S&P 500
12.66%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.47%
EBIT Growth (5y)
8.28%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
3.58%
Pledged Shares
0
Institutional Holding
77.43%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.11
EV to EBIT
8.98
EV to EBITDA
8.33
EV to Capital Employed
1.12
EV to Sales
2.12
PEG Ratio
9.84
Dividend Yield
0.35%
ROCE (Latest)
12.48%
ROE (Latest)
11.26%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 450.23 MM
NII(Q)
Highest at USD 62.08 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for QCR Holdings, Inc.
Operating Cash Flow
Highest at USD 450.23 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
NII
Highest at USD 62.08 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
CASA
Highest at 10.96%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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