ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Qifu Technology. Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 28.17%
2
Healthy long term growth as Net Sales has grown by an annual rate of 9.70% and Operating profit at 25.71%
3
Flat results in Dec 23
- CASH AND CASH EQUIVALENTS(HY) Lowest at HKD 8,322.50 MM
4
With ROE of 29.71%, it has a Very Attractive valuation with a 1.47 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -49.07%, its profits have risen by 50.8% ; the PEG ratio of the company is 0.1
5
Below par performance in long term as well as near term
- Along with generating -49.07% returns in the last 1 year, the stock has also underperformed Hang Seng Hong Kong in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Qifu Technology. Inc. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Qifu Technology. Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Qifu Technology. Inc.
-49.07%
0.07
55.24%
Hang Seng Hong Kong
27.36%
1.06
25.88%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.70%
EBIT Growth (5y)
25.71%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
19.82%
Dividend Payout Ratio
22.56%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
99.17%
ROE (avg)
28.17%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
1.47
EV to EBIT
2.09
EV to EBITDA
2.09
EV to Capital Employed
2.04
EV to Sales
1.21
PEG Ratio
0.09
Dividend Yield
NA
ROCE (Latest)
97.19%
ROE (Latest)
29.71%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Qifu Technology. Inc.
Net Sales - Quarterly
At HKD 4,860 MM has Grown at 11.7 %
over average Net Sales of the previous four periods of HKD 4,353 MMMOJO Watch
Near term sales trend is very positive
Net Sales (HKD MM)
Operating Profit (PBDIT) - Quarterly
Highest at HKD 2,063 MM. and Grown
in each of the last 5 periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (HKD MM)
Profit Before Tax less Other Income (PBT) - Quarterly
At HKD 1,383 MM has Grown at 10.4 %
over average PBT of the previous four periods of HKD 1,252 MMMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (HKD MM)
Operating Cash Flow - Annually
Highest at HKD 7,865.76 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (HKD MM)
Net Sales - Quarterly
Highest at HKD 4,860 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (HKD MM)
Profit After Tax (PAT) - Quarterly
At HKD 1,197 MM has Grown at 7.2 %
over average PAT of the previous four periods of HKD 1,117 MMMOJO Watch
Near term PAT trend is positive
PAT (HKD MM)
Dividend Payout Ratio (DPR) - Annually
Highest at 29.32 %
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Qifu Technology. Inc.
Cash and Cash Equivalents - Half Yearly
Lowest at HKD 8,322.50 MM
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents (HKD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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