Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Quanzhou Huixin Micro-Credit Co., Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.53%
- Poor long term growth as Net Sales has grown by an annual rate of -8.02% and Operating profit at 3.58%
2
Flat results in Jun 25
- NET SALES(Q) Lowest at HKD 54.82 MM
- CASH AND EQV(HY) Lowest at HKD 40.22 MM
- DEBT-EQUITY RATIO (HY) Highest at 0.32 %
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Quanzhou Huixin Micro-Credit Co., Ltd. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Quanzhou Huixin Micro-Credit Co., Ltd.
-100.0%
0.66
64.50%
Hang Seng Hong Kong
8.25%
0.41
19.93%
Quality key factors
Factor
Value
Sales Growth (5y)
-8.02%
EBIT Growth (5y)
3.58%
EBIT to Interest (avg)
88.51
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.62%
Dividend Payout Ratio
37.35%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
12.82%
ROE (avg)
5.53%
Valuation Key Factors 
Factor
Value
P/E Ratio
1
Industry P/E
Price to Book Value
0.12
EV to EBIT
-0.04
EV to EBITDA
-0.04
EV to Capital Employed
-0.01
EV to Sales
-0.05
PEG Ratio
0.02
Dividend Yield
22.12%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
13.77%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Movement
8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at HKD 235.84 MM
ROCE(HY)
Highest at 8.46%
INTEREST COVERAGE RATIO(Q)
The company hardly has any interest cost
RAW MATERIAL COST(Y)
Fallen by 0.02% (YoY
-6What is not working for the Company
NET SALES(Q)
Lowest at HKD 54.82 MM
CASH AND EQV(HY)
Lowest at HKD 40.22 MM
DEBT-EQUITY RATIO
(HY)
Highest at 0.32 %
INVENTORY TURNOVER RATIO(HY)
Lowest at 0.33 times
DEBTORS TURNOVER RATIO(HY)
Lowest at 37.79 times
Here's what is working for Quanzhou Huixin Micro-Credit Co., Ltd.
Operating Cash Flow
Highest at HKD 235.84 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (HKD MM)
Raw Material Cost
Fallen by 0.02% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Quanzhou Huixin Micro-Credit Co., Ltd.
Net Sales
Lowest at HKD 54.82 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term sales trend is very negative
Net Sales (HKD MM)
Cash and Eqv
Lowest at HKD 40.22 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Debt-Equity Ratio
Highest at 0.32 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Inventory Turnover Ratio
Lowest at 0.33 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling inventory has slowed
Inventory Turnover Ratio
Debtors Turnover Ratio
Lowest at 37.79 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio






