ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Quanzhou Huixin Micro-Credit Co., Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.53%
- Poor long term growth as Net Sales has grown by an annual rate of -8.02% and Operating profit at 3.58%
2
Flat results in Dec 25
- INTEREST(HY) At HKD 0.79 MM has Grown at 356.72%
- DEBT-EQUITY RATIO (HY) Highest at 3.89 %
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Quanzhou Huixin Micro-Credit Co., Ltd. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Quanzhou Huixin Micro-Credit Co., Ltd.
3.0%
0.85
55.78%
Hang Seng Hong Kong
8.76%
0.45
19.63%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-8.02%
EBIT Growth (5y)
3.58%
EBIT to Interest (avg)
88.51
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.62%
Dividend Payout Ratio
36.16%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
12.82%
ROE (avg)
5.53%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.51
EV to EBIT
4.26
EV to EBITDA
4.18
EV to Capital Employed
0.50
EV to Sales
5.76
PEG Ratio
0.05
Dividend Yield
5.10%
ROCE (Latest)
11.63%
ROE (Latest)
13.78%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Bearish
OBV
No Trend
Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
OPERATING CASH FLOW(Y)
Highest at HKD 219.25 MM
RAW MATERIAL COST(Y)
Fallen by -0.71% (YoY
NET SALES(Q)
Highest at HKD 103.37 MM
-5What is not working for the Company
INTEREST(HY)
At HKD 0.79 MM has Grown at 356.72%
DEBT-EQUITY RATIO
(HY)
Highest at 3.89 %
Here's what is working for Quanzhou Huixin Micro-Credit Co., Ltd.
Operating Cash Flow
Highest at HKD 219.25 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (HKD MM)
Net Sales
At HKD 103.37 MM has Grown at 79.92%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (HKD MM)
Net Sales
Highest at HKD 103.37 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (HKD MM)
Raw Material Cost
Fallen by -0.71% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Quanzhou Huixin Micro-Credit Co., Ltd.
Interest
At HKD 0.79 MM has Grown at 356.72%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (HKD MM)
Debt-Equity Ratio
Highest at 3.89 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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