ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Quanzhou Huixin Micro-Credit Co., Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.53%
- Poor long term growth as Net Sales has grown by an annual rate of -1.31% and Operating profit at 1.30%
2
Flat results in Jun 26
- INTEREST COVERAGE RATIO(Q) Lowest at 4,149.95
- INVENTORY TURNOVER RATIO(HY) Lowest at 0.32 times
- INTEREST(Q) Highest at HKD 1.96 MM
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Quanzhou Huixin Micro-Credit Co., Ltd. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Quanzhou Huixin Micro-Credit Co., Ltd.
18.18%
0.90
54.14%
Hang Seng Hong Kong
-6.63%
-0.36
18.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.31%
EBIT Growth (5y)
1.30%
EBIT to Interest (avg)
95.37
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
26.26%
Dividend Payout Ratio
36.06%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
12.37%
ROE (avg)
5.53%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
1
Industry P/E
Price to Book Value
0.14
EV to EBIT
0.79
EV to EBITDA
0.78
EV to Capital Employed
0.10
EV to Sales
0.83
PEG Ratio
0.13
Dividend Yield
17.78%
ROCE (Latest)
12.18%
ROE (Latest)
15.46%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
Bearish
No Signal
Bollinger Bands
Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
RAW MATERIAL COST(Y)
Fallen by -1.42% (YoY
DEBTORS TURNOVER RATIO(HY)
Highest at 198.81 times
NET SALES(Q)
Highest at HKD 112.66 MM
-8What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 4,149.95
INVENTORY TURNOVER RATIO(HY)
Lowest at 0.32 times
INTEREST(Q)
Highest at HKD 1.96 MM
Here's what is working for Quanzhou Huixin Micro-Credit Co., Ltd.
Net Sales
At HKD 112.66 MM has Grown at 105.53%
Year on Year (YoY)MOJO Watch
Near term sales trend is extremely positive
Net Sales (HKD MM)
Net Sales
Highest at HKD 112.66 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (HKD MM)
Debtors Turnover Ratio
Highest at 198.81 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by -1.42% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Quanzhou Huixin Micro-Credit Co., Ltd.
Interest Coverage Ratio
Lowest at 4,149.95
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Interest
Highest at HKD 1.96 MM
in the last five periods and Increased by 147.04% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (HKD MM)
Inventory Turnover Ratio
Lowest at 0.32 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling inventory has slowed
Inventory Turnover Ratio
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