ScoreComparison
Why is Radian Group Inc. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.04%
2
Flat results in Jun 25
- OPERATING CASH FLOW(Y) Lowest at USD -1,152.87 MM
- ROCE(HY) Lowest at 13.07%
- INTEREST(Q) At USD 25.87 MM has Grown at 15%
3
With ROE of 13.41%, it has a attractive valuation with a 1.12 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 5.82%, its profits have fallen by -0.6% ; the PEG ratio of the company is 2.2
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Radian Group Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Radian Group Inc. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Radian Group Inc.
-4.56%
0.75
24.24%
S&P 500
15.76%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-2.91%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.61%
Dividend Payout Ratio
24.65%
Pledged Shares
0
Institutional Holding
98.44%
ROCE (avg)
0
ROE (avg)
14.04%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.06
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
1.07
EV to Sales
3.59
PEG Ratio
2.90
Dividend Yield
2.92%
ROCE (Latest)
ROE (Latest)
12.68%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1,393.35 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 29.98%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 23.12 %
NET SALES(Q)
Highest at USD 574.96 MM
-7What is not working for the Company
ROCE(HY)
Lowest at 12.03%
OPERATING PROFIT(Q)
Lowest at USD 179.75 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 31.26 %
PRE-TAX PROFIT(Q)
Lowest at USD 157.44 MM
NET PROFIT(Q)
Lowest at USD 123.5 MM
EPS(Q)
Lowest at USD 0.85
Here's what is working for Radian Group Inc.
Net Sales
At USD 574.96 MM has Grown at 80.8%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Cash Flow
Highest at USD 1,393.35 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 574.96 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Debt-Equity Ratio
Lowest at 23.12 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Dividend Payout Ratio
Highest at 29.98%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 5.9 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Depreciation
At USD 5.9 MM has Grown at 50.83%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
Here's what is not working for Radian Group Inc.
Operating Profit
Lowest at USD 179.75 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (USD MM)
Operating Profit Margin
Lowest at 31.26 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at USD 157.44 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (USD MM)
Net Profit
Lowest at USD 123.5 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
EPS
Lowest at USD 0.85
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (USD)
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