RBB Bancorp (RBB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

RBB Bancorp

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Why is RBB Bancorp ?

High Profitability with a Net Interest Margin of 2.98%

The Bank has a high Capital Adequacy Ratio of 16.97% signifying high buffers against its risk based assets

With a growth in Interest of NAN%, the company declared Outstanding results in Mar 26

The company has declared positive results for the last 4 consecutive quarters
GROSS NPA (%)(Q) Lowest at 1.34%
NII(Q) Highest at USD 30.5 MM
ROCE(HY) Highest at 1%

With ROA of 0.44%, it has a very attractive valuation with a 0.68 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 52.96%, its profits have risen by 19.8% ; the PEG ratio of the company is 0.5

High Institutional Holdings at 55.44%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 2.47% over the previous quarter.

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to RBB Bancorp should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is RBB Bancorp for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

RBB Bancorp

52.96%

1.72

28.83%

S&P 500

22.24%

1.67

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

9.71%

EBIT Growth (5y)

-2.64%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

35.06%

Pledged Shares

Institutional Holding

55.44%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.68

EV to EBIT

11.03

EV to EBITDA

9.02

EV to Capital Employed

0.69

EV to Sales

1.72

PEG Ratio

0.46

Dividend Yield

ROCE (Latest)

6.30%

ROE (Latest)

6.10%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

25What is working for the Company

GROSS NPA (%)

NII(Q)

Highest at USD 30.5 MM

ROCE(HY)

Highest at 1%

NET PROFIT(Q)

Highest at USD 11.3 MM

OPERATING PROFIT(Q)

Highest at USD 15.7 MM

OPERATING PROFIT MARGIN(Q)

Highest at 27.63 %

PRE-TAX PROFIT(Q)

Highest at USD 15.7 MM

EPS(Q)

Highest at USD 0.66

-3What is not working for the Company

ROCE(HY)

Lowest at 1%

CASH AND EQV(HY)

Lowest at USD 50.98 MM

Here's what is working for RBB Bancorp

Non Performing Loans (%)

Lowest at 1.34% and Fallen

In each half year in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Non Performing Loans (%)

NII

Highest at USD 30.5 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Net Profit

Highest at USD 11.3 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Operating Profit

Highest at USD 15.7 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 27.63 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 15.7 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Pre-Tax Profit

At USD 15.7 MM has Grown at 49.01%

over average net sales of the previous four periods of USD 10.53 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 11.3 MM has Grown at 41.48%

over average net sales of the previous four periods of USD 7.99 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.66

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for RBB Bancorp

Cash and Eqv

Lowest at USD 50.98 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents